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5 reviews
Loan agency in Zachary, Louisiana

4824 Waywood Dr, Zachary, LA 70791, USA
+1 (225) 654-3535
Thursday
8:30AM–5:30PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Feedback about LenCo Finance Inc?

Here you read the reviews of our customers.

I have a problem with paying off a loan at another service. It is inconvenient to borrow from relativies. Therefore, I decided to contact LenCo Finance Inc. They really helped out.

Roy Breitenberg

I trusted LenCo Finance Inc when it was necessary to get a small loan. I submitted an application quickly. No issues.

Ms. Leonor Pfeffer

I'm not ashamed to borrow money from LenCo Finance Inc, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Dr. Fausto Larson IV

I had an unpleasant situation in my life. I urgently required extra funds. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Twila Osinski

Pay Attention

Further there will be given the details about not a definite lender. The information below will define general information about payday loans and its specific features.

Payday Loans in Zachary, Louisiana

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and fast to issue payday loans in Zachary, Louisiana. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will LenCo Finance Inc help take out a loan in Zachary, Louisiana?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Zachary, Louisiana. The company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Zachary, Louisiana

Business First Bank

728 Ryan St, Lake Charles, LA 70601, USA

+1 (337) 721-2700

www.b1bank.com

Lela/Louisiana Education

2237 S Acadian Thruway # 650, Baton Rouge, LA 70808, USA

+1 (225) 923-0065

Regions Bank

1509 S Range Ave, Denham Springs, LA 70726, USA

+1 (225) 243-9605

www.regions.com

JD Bank

1311 W Lasalle St, Ville Platte, LA 70586, USA

+1 (337) 363-4444

www.jdbank.com

Security Finance

1911 Carter St, Vidalia, LA 71373, USA

+1 (318) 757-3616

www.securityfinance.com

Lee Finance Co

344 Martin Luther King Jr Dr, Bogalusa, LA 70427, USA

+1 (985) 735-6526

SELH Federal Credit Union

238 Lafitte St, Mandeville, LA 70448, USA

+1 (985) 624-3435

www.selhfcu.org

Hancock Whitney Bank

315 Royal St, Natchitoches, LA 71457, USA

+1 (800) 448-8812

www.hancockwhitney.com

Instant Pay Day Loans

215 W Oak St, Amite City, LA 70422, USA

+1 (985) 747-2224

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