What people think about Hometown Finance LLC?
Below you read some of the opinions of our clients.
Hometown Finance LLC seems honest. Used it twice. The first cash advance approved was small – $500, but next time the limit was increased to $600. Repaid the loan on schedule. The employees were understanding, they gave fast answers to all my questions. No delays. But their rates are average.
Mr. Madyson Koepp V
I was embarrassed to borrow from my sister so I decided to apply for a small loan via Hometown Finance LLC. Found them on the net and the user reviews were good I have already applied 5 times and every time I was approved within 15 minutes. Very satisfied.
Dr. Jacklyn Bergstrom I
I applied for a $1,000 loan when I needed money after car accident. There simply was no other way out. I found this website on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I requested.
Guido Johnson
I needed $300 to buy a dress on a sale. The only way out was to apply for a payday loan. Found a lot of loan providers on the Internet. Hometown Finance LLC is the most transparent company in Zachary.
Dario Dooley Sr.
Used Hometown Finance LLC for the second time. The company is fair. They always keep you informed on your debt. No hidden fees. You can always extend your loan. They are always there when I need extra money.
Joyce Rice Sr.
Important
Above there is information about a exact loan provider. Below you can read common features of payday loans.
Payday Loans in Zachary, Louisiana
Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans may seem like an easy and fast solution to a short-term problem in Zachary, Louisiana. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit history. Payday loan approvals depend very much on specific circumstances. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get approved for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the cash advance loan immediately.
APR Calculator
Other Payday Lenders in Zachary, Louisiana
Pelican State Credit Union
2880 Louisville Ave #1, Monroe, LA 71201, USA
+1 (318) 410-4333
www.pelicanstatecu.com
Hancock Whitney Bank
9494 Greenwell Springs Rd, Baton Rouge, LA 70814, USA
+1 (800) 448-8812
www.hancockwhitney.com
Advance America
6447 Hwy. 182 East, Morgan City, LA 70380, USA
+1 (985) 702-9151
www.advanceamerica.net
BancorpSouth Bank
5122 Cypress St, West Monroe, LA 71291, USA
+1 (318) 410-5390
www.bancorpsouth.com
First South Farm Credit
321 S Main St, Marksville, LA 71351, USA
+1 (318) 253-7829
firstsouthland.com
