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Feedback about EFCU Financial?
Here you see the reviews of our clients.
I'm not ashamed to borrow money from EFCU Financial, now the whole world lives like this. I have already used payday loans many times, everything is convenient.
Miss Skyla Runolfsdottir
I often issue a cash advance to a card in EFCU Financial. It is very convenient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.
Demario Anderson
I trusted EFCU Financial when it was necessary to get a payday loan. I submitted an application quickly. No issues.
Favian Bins
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Above-defined info offers the details about a certain lender. Below-shown info is oriented on common information about payday loans.
Payday Loans in Zachary, Louisiana
Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
This financial product in Zachary, Louisiana is taken out simply and fast. The interest percentage is defined respecting the category of the borrower: the more loans are successfully paid back, the more favorable terms will be offered to you.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will EFCU Financial help issue a payday loan in Zachary, Louisiana?
- 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every customer should fill in the following data:
Then press a Submit button to recieve an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Zachary, Louisiana. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Zachary, Louisiana
American Bank & Trust Co
1306 Camellia Blvd, Lafayette, LA 70508, USA
+1 (337) 988-3374
www.americanbankandtrust.net
The Evangeline Bank and Trust Company
930 S Union St, Opelousas, LA 70570, USA
+1 (337) 948-1720
therealbank.com
Louisiana Federal Credit Union
350 Belle Terre Blvd, Laplace, LA 70068, USA
+1 (985) 652-4990
www.louisianafcu.org
Advance America
2071 N Mall Dr #301, Alexandria, LA 71301, USA
+1 (318) 445-7334
www.advanceamerica.net
Security Finance
706 E Madison Ave, Bastrop, LA 71220, USA
+1 (318) 281-0642
www.securityfinance.com
Sabine State Bank and Trust Company
765 Shreveport Hwy, Many, LA 71449, USA
+1 (318) 256-9034
www.sabinebank.com
