Welcome to Our Online Loan Referral Service

5 reviews

316 Civic Center Dr, Augusta, ME 04330, USA
+1 (207) 622-5801
www.kennebecsavings.bank
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
(Patriots' Day)
Open 24 hours
Hours might differ
Tuesday
Open 24 hours
Wednesday
Open 24 hours

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Kennebec Savings Bank?

Here you see the reviews of our customers.

Energy assistance as well as several other programs for low income families

Dr. Rodrigo Towne II

Not enough staff for their busy times, parking can be hard to find

Micheal Ferry

A place to go when help is needed.

Rhea Labadie

Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Augusta, Maine

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

It is simple and fast to issue loans in Augusta, Maine. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Kennebec Savings Bank help take out a payday loan in Augusta, Maine?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Microfinance organizations in Augusta, me consider this circumstance not a drawback to issue a loan. The client of a payday loan should be ready to objectively assess financial abilities, issue a loan, pay off the debt on time and not only resolve current difficulties, but enhance the credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Augusta, Maine

Jeffrey A Bonney - Ameriprise Financial Services, LLC

62 Portland Rd Ste 8, Kennebunk, ME 04043, USA

+1 (207) 985-6543

www.ameripriseadvisors.com

Camden National Bank

188 Main St, Thomaston, ME 04861, USA

+1 (207) 354-2541

www.camdennational.com

Camden National Bank

96 State St, Augusta, ME 04330, USA

+1 (207) 626-3555

www.camdennational.com

KeyBank

144 High St, Caribou, ME 04736, USA

+1 (207) 493-3351

www.key.com

Northwestern Mutual Financial

9 Grove St, Auburn, ME 04210, USA

+1 (207) 333-3210

www.northwesternmutual.com

First National Bank

319 North St, Calais, ME 04619, USA

+1 (207) 454-2141

www.thefirst.com

Cumberland County Federal Credit Union (Operations Center)

101 Gray Rd, Falmouth, ME 04105, USA

+1 (207) 878-3441

www.myccfcu.com

Citizens Bank ATM

5 Blue Ledge Rd, Gorham, ME 04038, USA

www.citizensbank.com

Downeast Mortgage

261 Gorham Rd, South Portland, ME 04106, USA

+1 (207) 773-6161

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