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Feedback about Kennebec Savings Bank?
Here you see the reviews of our customers.
Energy assistance as well as several other programs for low income families
Dr. Rodrigo Towne II
Not enough staff for their busy times, parking can be hard to find
Micheal Ferry
A place to go when help is needed.
Rhea Labadie
Pay Attention
Further there will be shown the details about not a definite lender. The information below will tell about shared information about payday loans and its specific aspects.
Payday Loans in Augusta, Maine
According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.
It is simple and fast to issue loans in Augusta, Maine. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.
APR
30% APR; In Fact - 217%*
Max Loan
$2,000
Min Term
Not Specified
Max Term
Not Specified
How will Kennebec Savings Bank help take out a payday loan in Augusta, Maine?
- 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The transfer will be sent to a account, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill out the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a unfavorable factor that is processed by financial institutions. Microfinance organizations in Augusta, me consider this circumstance not a drawback to issue a loan. The client of a payday loan should be ready to objectively assess financial abilities, issue a loan, pay off the debt on time and not only resolve current difficulties, but enhance the credit score.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.
APR Calculator
Other Payday Lenders in Augusta, Maine
Bar Harbor Bank & Trust
111 Main St, Northeast Harbor, ME 04662, USA
+1 (207) 276-3314
www.barharbor.bank
Bank of America ATM
295 Forest Ave, Portland, ME 04101, USA
+1 (844) 401-8500
locators.bankofamerica.com
ATM (Key Bank)
5 Commercial St, Rockport, ME 04856, USA
Bangor Federal Credit Union
339 Hogan Rd, Bangor, ME 04401, USA
+1 (207) 947-0374
www.bangorfederal.com
Acadia Federal Credit Union
9 E Main St, Fort Kent, ME 04743, USA
+1 (207) 834-6167
www.acadiafcu.org
Sabattus Regional Credit Union
2 Middle Rd, Sabattus, ME 04280, USA
+1 (207) 375-6538
www.srcu4u.com
