Welcome to Our Online Loan Referral Service

5 reviews

319 North St, Calais, ME 04619, USA
+1 (207) 454-2141
www.thefirst.com
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–4PM
Hours might differ
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

1995-08-09

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about First National Bank?

Here you get acquainted with the reviews of our customers.

First National Bank seemed to me the reliable. At least no insurance and extra commissions. There are no discounts for regular clients. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Layne Muller Sr.

First National Bank seemed to me the reliable. At least no insurance and extra charges. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Liam Stokes I

Good service with a reasonable percentage. Money transferred immediately, I always use First National Bank.

Preston McLaughlin

Pay Attention

Above-specified info offers the details about a exact lending company. Below-specified info is oriented on general information about payday loans.

Payday Loans in Calais, Maine

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Calais, Maine is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates you will recieve.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will First National Bank help take out a loan in Calais, Maine?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Calais, Maine. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Calais, Maine

Norway Savings Bank

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+1 (207) 774-5000

www.norwaysavings.bank

Maine State Credit Union

81 Grove St, Waterville, ME 04901, USA

+1 (207) 873-5159

www.mainestatecu.org

Seaboard Federal Credit Union

177 Main St, Bucksport, ME 04416, USA

+1 (207) 469-6341

www.seaboardfcu.com

Northeast Bank - Augusta

235 Western Ave, Augusta, ME 04330, USA

+1 (207) 623-0603

www.northeastbank.com

The County Federal Credit Union

82 Bennett Dr, Caribou, ME 04736, USA

+1 (877) 318-3838

www.countyfcu.org

First Federal Bank

Main St, Damariscotta, ME 04543, USA

Northeast Bank - Portland

27 Pearl St, Portland, ME 04101, USA

+1 (207) 774-1426

www.northeastbank.com

KeyBank ATM

Gray, ME 04039, USA

locations.key.com

Casco Federal Credit Union

393 Ossipee Trail E, Gorham, ME 04038, USA

+1 (207) 839-5588

www.cascofcu.com

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