Welcome to Our Online Loan Referral Service

4.3 3 reviews

210 North St, Calais, ME 04619, USA
+1 (207) 454-7178
www.machiassavings.bank
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8AM–4PM
Hours might differ
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Machias Savings Bank?

Here you get acquainted with the feedback of our customers.

I recommend Machias Savings Bank to everyone, I am applying for the second time. Everything is great!

Prof. Jaylen Stanton

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.

Heloise Langosh

I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Mrs. Kailyn Schuster IV

I'm not ashamed to borrow money from Machias Savings Bank, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Prof. Javier Marks

Only an ID is needed to apply. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Dr. Karelle Ruecker

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will define shared information about payday loans and its specific elements.

Payday Loans in Calais, Maine

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Calais, Maine is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Machias Savings Bank help issue a payday loan in Calais, Maine?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Calais, me will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Calais, Maine

Kennebec Valley Federal Credit Union

299 Main St, Waterville, ME 04901, USA

Citizens Bank ATM

749 Roosevelt Trail, Windham, ME 04062, USA

www.citizensbank.com

Western Mountain Financial Services

198 Front St, Farmington, ME 04938, USA

+1 (207) 778-9779

www.westernmountainfinancial.com

Five County Credit Union

Inside Wal-Mart 60 Fairgrounds Market Place, Skowhegan, ME 04976, USA

+1 (800) 750-0959

www.fivecounty.com

Norstate Federal Credit Union

164 Market St, Fort Kent, ME 04743, USA

+1 (207) 834-3232

www.norstatefcu.org

Edward Jones - Financial Advisor: Andrea Williamson

1 Storer St Suite 101, Kennebunk, ME 04043, USA

+1 (207) 967-3585

www.edwardjones.com

Tlc Loan Processing & Marketing

92 Dartmouth St, Bangor, ME 04401, USA

+1 (207) 659-7173

University Credit Union - Farmington

154 High St, Farmington, ME 04938, USA

+1 (800) 696-8628

www.ucumaine.com

Five County Credit Union

3 Hamilton Ct, Topsham, ME 04086, USA

+1 (800) 750-0959

www.fivecounty.com

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