Welcome to Our Online Loan Referral Service

1 reviews

216 Main St, Canaan, ME 04924, USA
+1 (207) 474-3544
mhfcu.com
Friday
7:30AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
7:30AM–5PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–5PM

Domain Info

Created Date

2003-06-30

Mailing Address

Maine, United States

Company Name

Maine Highlands FCU

Maine Highlands FCU

Contact Data

Feedback about Maine Highlands Federal Credit Union?

Here you see the reviews of our customers.

I issued a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Lulu Johnson

No matter how much asked for a cash advance. Constantly denied. No idea why?

Justice Ebert II

I issued a loan from Maine Highlands Federal Credit Union 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller loan.

Prof. Jensen Williamson

High interest rate. When paying off a debt, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.

Russ Monahan III

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Canaan, New York

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Canaan, New York is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will Maine Highlands Federal Credit Union help take out a loan in Canaan, New York?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be deposited to card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Canaan, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Canaan, Maine

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+1 (207) 623-8223

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Truchoice Federal Credit Union

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Edward Jones - Financial Advisor: Deb DeColfmacker

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+1 (207) 384-5793

www.edwardjones.com

KeyBank

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Bank of America (with Drive-thru ATM)

75 Wells Plaza STE 11, Wells, ME 04090, USA

+1 (207) 646-5122

locators.bankofamerica.com

Camden National Bank

19 Water St, Castine, ME 04421, USA

+1 (207) 326-8006

www.camdennational.com

First Financial Mortgage

2320 Congress St Suite D, Portland, ME 04102, USA

+1 (207) 775-4200

www.firstinmaine.com

Citizens Bank ATM

205 Main St, Fairfield, ME 04937, USA

www.citizensbank.com

KeyBank

40 Front St, Bath, ME 04530, USA

+1 (207) 443-5573

www.key.com

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