Bar Harbor Bank & Trust Payday Loans Review - Deer Isle, Maine

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit history. Payday loan approvals depend very much on other factors. They will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you need to meet the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.