Welcome to Our Online Loan Referral Service


76 Northern Ave, Gardiner, ME 04345, USA
+1 (207) 624-8527
maine.gov
Thursday
8AM–7PM
Friday
8AM–7PM
Saturday
8AM–5PM
Sunday
(Easter)
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM
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Here you get acquainted with the feedback of our clients.

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Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Gardiner, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Gardiner, New York is issued easily and fast. The interest rate is defined respecting the category of the customer: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will Bureau of Consumer Credit Protection - Maine help issue a payday loan in Gardiner, New York?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by lenders to take out a cash advance. The lender review many aspects such as financial solvency to approve the form. Cash advance in Gardiner, New York may help improve your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Gardiner, Maine

Citizens Bank ATM

28 Levesque Dr, Eliot, ME 03903, USA

www.citizensbank.com

Norway Savings Bank

68 Portland Rd, Kennebunk, ME 04043, USA

+1 (207) 985-4001

www.norwaysavings.bank

Bangor Savings Bank

787 Main St, Monmouth, ME 04259, USA

+1 (207) 933-5794

www.bangor.com

University Credit Union - Brooks Student Center

Kenneth Brooks Student Center, 32 Campus Ave, Gorham, ME 04038, USA

+1 (800) 696-8628

www.ucumaine.com

Richard Airey - First Financial Mortgage

2320 Congress St suite c, Portland, ME 04102, USA

+1 (207) 321-5307

www.richardairey.com

Key Bank Mortgage

12 Shapleigh Rd, Kittery, ME 03904, USA

+1 (207) 439-2011

key.com

ATM (Key Bank)

471 Main St, Springvale, ME 04083, USA

Northeast Bank - Portland

27 Pearl St, Portland, ME 04101, USA

+1 (207) 774-1426

www.northeastbank.com

Bangor Savings Bank

17 E Main St, Searsport, ME 04974, USA

+1 (207) 548-6065

www.bangor.com

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