Welcome to Our Online Loan Referral Service


20 Mechanic St STE 2, Gorham, ME 04038, USA
+1 (207) 222-0012

Feedback about Eric Farnsworth - Ameriprise Financial Services, Inc.?

Here you read the feedback of our clients.

For 6 months I have not been able to make the company to transfer the information about the paying off of the loan for 2019.

Miss Marielle Marquardt PhD

I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Joanne Haley

No matter how much asked for a payday loan. Constantly denied. No idea why?

Dr. Earl Zieme V

Pay Attention

Further there will be given the details about not a exact lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Gorham, New York

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Gorham, New York is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

25% small loan cap

How will Eric Farnsworth - Ameriprise Financial Services, Inc. help issue a payday loan in Gorham, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Gorham, New York. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Gorham, Maine

Truchoice Federal Credit Union

6 Barra Rd, Biddeford, ME 04005, USA

+1 (207) 772-0808

www.trufcu.com

Edward Jones - Financial Advisor: Amanda Stetson, CRPC®

19 Northbrook Dr Suite 3, Falmouth, ME 04105, USA

+1 (207) 536-1210

www.edwardjones.com

Citizens Bank ATM

939 US-1, Yarmouth, ME 04096, USA

www.citizensbank.com

Camden National Bank

14 Winthrop St, Hallowell, ME 04347, USA

+1 (207) 622-6325

www.camdennational.com

Financial Institutions Bureau

124 Northern Ave, Gardiner, ME 04345, USA

+1 (207) 624-8570

www.maine.gov

People's United Bank

129 Federal St, Parsonsfield, ME 04047, USA

+1 (207) 625-3216

branches.peoples.com

David Ferland - Ameriprise Financial Services, LLC

28 Long Sands Rd Ste 1, York, ME 03909, USA

+1 (207) 363-0626

www.ameripriseadvisors.com

Truchoice Federal Credit Union

779 Narragansett Trail, Buxton, ME 04093, USA

+1 (207) 772-0808

www.trufcu.com

Ocean Financial Group

39 Sargent St, Westbrook, ME 04092, USA

+1 (207) 854-6232

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