Welcome to Our Online Loan Referral Service

4 4 reviews

64 Main St, Gorham, ME 04038, USA
+1 (207) 839-4450
www.gorhamsavings.bank
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

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Feedback about Gorham Savings Bank?

Here you grapple with the reviews of our customers.

Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Estell Mueller

I took out $300 for several days. When the funds were returned, they applied a huge commissions, I had to pay almost $400.

Miss Bessie Prosacco II

I issued $300 for several days. When the funds were returned, they applied a gigantic fees, I had to pay almost $400.

Benjamin Aufderhar

Sky-scraper interest rate. When paying off a payday loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.

Misael Mante

Sky-scraper interest rate. When paying back a debt, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.

Stephanie Kirlin

I contacted Gorham Savings Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, address the company in a month. Why?

Dr. Marguerite Mills

For 6 months I have not been able to make the service to transfer the information about the closing of the loan for 2019.

Maybell Stehr

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define general information about payday loans and its specific features.

Payday Loans in Gorham, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Gorham, New York is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

25% small loan cap

How will Gorham Savings Bank help issue a loan in Gorham, New York?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be credited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Gorham, New York. The company will assess many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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Camden National Bank

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Atlantic Federal Credit Union

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Citizens Bank ATM

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Camden National Bank

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Downeast Mortgage

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Skowhegan Savings Bank ATM

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Down East Credit Union

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