Welcome to Our Online Loan Referral Service

4.1 14 reviews

170 Main St, Jay, ME 04239, USA
+1 (207) 897-0900
www.otisfcu.coop
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–5PM
Hours might differ
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2004-03-15

Mailing Address

ME, United States

Company Name

OTIS Federal Credit Union

OTIS Federal Credit Union

Contact Data

What people think about OTIS Federal Credit Union?

Below you find some of the reviews of our clients.

Good, honest down home style people and service with a smile.

Amaya Kreiger

I have never seen a small town financial institution more snotty than they were!

Jamison Sawayn

An excellent place to do business with and I would recommend them any day.

Ricardo Thiel PhD

I enjoyed my experience with this company!

Adela Murray

Charged 600 bucks and couldnt even do our taxes right and they are short form

Stacy Bernier

All got 50 dollers I'm glad to be able to get some extra money.

Kaitlyn Wisoky

Great service year after year

Caden Funk

Knowledgeable and friendly staff.

Stella Sipes

The experience there was fantastic

Prof. Electa Rosenbaum IV

Hard working local family that tries to go above and beyond for their customers.

Annie Wuckert V

They never produced a piece of the work that i paid for,.

Alexane Littel

They ordered the wrong part for my boat, then they wouldn’t refund my money.

Ezekiel Mann

Very knowledgeable people..

Arno Rosenbaum

Great guys top quality work

Clint Beatty

Important

Above there is information about a precise loan provider. Below you can read common features of payday loans.

Payday Loans in Jay, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Jay, New York. The entire process is easy. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Jay, ny approve individuals with poor credit. You can apply for a bad credit payday loan online at any time of the day and if accepted could have the funds in your account within a few hours.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

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Camden National Bank

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Bar Harbor Bank & Trust

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Central Maine Federal Credit Union

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+1 (207) 783-1475

www.centralmainecu.com

Casco Federal Credit Union

375 Main St, Gorham, ME 04038, USA

+1 (207) 839-5588

www.cascofcu.com

TD Bank

176 Main St, Bridgton, ME 04009, USA

+1 (207) 647-3546

locations.td.com

Skowhegan Savings Bank

13 Elm St, Skowhegan, ME 04976, USA

+1 (207) 474-9511

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Bank of America Financial Center

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+1 (207) 874-5576

locators.bankofamerica.com

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