Welcome to Our Online Loan Referral Service

5 2 reviews

30 Lisbon St, Lewiston, ME 04240, USA
+1 (207) 784-9164
www.androscogginbank.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–4PM
Hours might differ
Tuesday
8:30AM–4PM
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Domain Info

Created Date

1999-10-01

Mailing Address

30 LISBON ST, LEWISTON, ME, 04240-7116, United States

Company Name

Androscoggin Bank

Androscoggin Bank

Contact Data

rmichaud@androscogginbank.com

+1.2073763516

Feedback about Androscoggin Bank?

Here you get acquainted with the feedback of our clients.

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Lewiston, New York

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Lewiston, ny. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.

APR

25% small loan cap

How will Androscoggin Bank help issue a payday loan in Lewiston, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Lewiston, New York. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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Citizens Bank ATM

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First Federal Bank

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Cumberland County Federal Credit Union

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Walmart Money Center

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www.riamoneytransfer.com

Camden National Bank

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+1 (207) 872-5636

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KeyBank ATM

23 Whitten Rd, Augusta, ME 04330, USA

+1 (800) 539-2968

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Notre Dame Federal Credit Union

278 State St, Brewer, ME 04412, USA

+1 (207) 862-6500

www.notredamefcu.com

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