Welcome to Our Online Loan Referral Service

5 5 reviews

291 Pine St, Lewiston, ME 04240, USA
+1 (207) 783-3991
www.lewistoncu.com
Wednesday
7AM–5PM
Thursday
7AM–5PM
Friday
7AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
7AM–5PM
Hours might differ
Tuesday
7AM–5PM

Domain Info

Created Date

2001-06-20

Mailing Address

Company Name

Contact Data

Feedback about Lewiston Municipal Federal Credit Union?

Here you read the reviews of our customers.

I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Priscilla Marks

I issued a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Miss Kristina Von

High interest rate. When paying back a payday loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.

Prof. Marshall Waelchi

I contacted Lewiston Municipal Federal Credit Union 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Dr. Andre Gaylord II

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer deprtment.

Griffin Konopelski

Pay Attention

Above-specified info provides the details about a certain lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Lewiston, New York

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Lewiston, ny. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will Lewiston Municipal Federal Credit Union help take out a payday loan in Lewiston, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Lewiston, ny review this circumstance not an obstacle to issue a loan. The recipient of a loan should be ready to objectively estimate financial capabilities, take out a loan, pay back the debt on time and not only handle current issues, but improve the credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Lewiston, Maine

Bangor Savings Bank

31 Lily Bay Rd, Greenville, ME 04441, USA

+1 (207) 695-3713

www.bangor.com

Town & Country Federal Credit Union

257 US-1, Scarborough, ME 04074, USA

+1 (207) 773-5656

www.tcfcu.com

Homebridge Financial Services, Inc.

417 US-1 UNIT 3, Falmouth, ME 04105, USA

+1 (207) 209-4601

www.homebridge.com

ACE Cash Express

107 Pleasant St, Brunswick, ME 04011, USA

+1 (207) 725-9031

www.acecashexpress.com

Community Credit Union

144 Pine St, Lewiston, ME 04240, USA

+1 (207) 783-2096

www.communitycreditunion.com

Androscoggin Bank Business Development Center (not a branch location by appointment only)

US-1, Scarborough, ME 04074, USA

+1 (800) 966-9172

www.androscogginbank.com

Cumberland County Federal Credit Union

150 Main St, Westbrook, ME 04092, USA

+1 (207) 854-9850

www.myccfcu.com

Bar Harbor Bank & Trust

68 Washington St, Lubec, ME 04652, USA

+1 (207) 733-4931

www.barharbor.bank

Camden National Bank

36 Portland Rd, Kennebunk, ME 04043, USA

+1 (207) 985-9222

www.camdennational.com

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