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Created Date
2001-06-20
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Feedback about Lewiston Municipal Federal Credit Union?
Here you read the reviews of our customers.
I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.
Priscilla Marks
I issued a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.
Miss Kristina Von
High interest rate. When paying back a payday loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.
Prof. Marshall Waelchi
I contacted Lewiston Municipal Federal Credit Union 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?
Dr. Andre Gaylord II
Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer deprtment.
Griffin Konopelski
Pay Attention
Above-specified info provides the details about a certain lender. Below-specified info is devoted to common information about payday loans.
Payday Loans in Lewiston, New York
Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Hassle-free financial products are considered as payday loans in Lewiston, ny. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.
APR
25% small loan cap
How will Lewiston Municipal Federal Credit Union help take out a payday loan in Lewiston, New York?
- 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every borrower should enter the following data:
Then a client should submit an application to get an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Lewiston, ny review this circumstance not an obstacle to issue a loan. The recipient of a loan should be ready to objectively estimate financial capabilities, take out a loan, pay back the debt on time and not only handle current issues, but improve the credit score.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Lewiston, Maine
Truchoice Federal Credit Union
6 Barra Rd, Biddeford, ME 04005, USA
+1 (207) 772-0808
www.trufcu.com
Town and Country Federal Credit Union
52 Elm St, Saco, ME 04072, USA
+1 (207) 773-5656
www.tcfcu.com
Bank of America ATM
8 Polar Loop, Brunswick, ME 04011, USA
+1 (844) 401-8500
locators.bankofamerica.com
Bangor Savings Bank
1048 Brighton Avenue, Unit 305 Pine Tree Shopping Center, Portland, ME 04102, USA
+1 (207) 871-8368
www.bangor.com
OneMain Financial
12 Shuman Ave Ste 13, Augusta, ME 04330, USA
+1 (207) 626-3556
www.onemainfinancial.com
