Welcome to Our Online Loan Referral Service

3.4 14 reviews

15 Main St, Orono, ME 04473, USA
+1 (800) 696-8628
www.ucumaine.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–4PM
Hours might differ
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2011-01-10

Mailing Address

Maine, United States

Company Name

University Credit Union

University Credit Union

Contact Data

Feedback about University Credit Union - Headquarters?

Here you see the reviews of our clients.

UCU offers many different services and I always find what I need!

Merl Hegmann

So, my money is frozen for the weekend, thousands of miles away from home.

Dr. Sarah Kreiger

Always excellent service and friendly tellers.

Miss Rossie Dibbert

Experienced staff, good number of strains (including edibles and products).

Garth Sawayn

One customer gave them 5 stars saying the place was great.

Kaley Jerde

Reasonable prices on most items, Good Sales and Weekly Offers.

Mrs. Missouri Bernier

Love coming in every year and having such amazing people help with my taxes.

King Kohler

Shes amazing, so glad I got to work with her today!

Kelly Treutel

Amazing service, super sweet staff and very professional

Dr. Mattie Bogan

Highly competent and great customer service.

Aidan Welch

Highly recommend staying away if you have low credit.

Muriel Gaylord

Excellent customer service, prices and down to earth people.

Melissa Goyette Sr.

Good customer service and am now a return customer

Rhianna Russel

Great place 👌A1 service!

Cathryn Huels

Awesome service great people

Rodolfo Champlin

Great place to look at campers.

Dr. Reymundo Beatty

I purchased my camper this summer and my experience has been magical!

Gavin Smith DVM

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes users get acquainted common information about payday loans.

Payday Loans in Orono, Maine

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in Orono, me. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will University Credit Union - Headquarters help issue a loan in Orono, Maine?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Lenders in Orono, me consider this circumstance not a drawback to take out a loan. The customer of a loan should be ready to objectively assess financial abilities, take out a loan, pay back the debt on schedule and not only solve current problems, but enhance the credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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