Domain Info
Created Date
2011-01-10
Mailing Address
Maine, United States
Company Name
University Credit Union
University Credit Union
Contact Data
Feedback about University Credit Union - Rangeley Road?
Here you read the reviews of our clients.
Awesome place, but at least one branch needs to be open on Saturdays!
Keith Bailey DVM
Credit Unions are OK but there are still a lot of hidden little fees and stuff.
Rhett Muller III
I've lost so much money with this bank.
Nelda Halvorson
Pay Attention
The first three points specify the certain lending company. In other turn, below-defined info makes readers grapple with common information about payday loans.
Payday Loans in Orono, Maine
Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.
It is easy and fast to take out payday loans in Orono, Maine. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most favorable terms and rates.
APR
30% APR; In Fact - 217%*
Max Loan
$2,000
Min Term
Not Specified
Max Term
Not Specified
How will University Credit Union - Rangeley Road help issue a loan in Orono, Maine?
- 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every client should enter the following data:
After filling out an application, submit it and recieve the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Orono, Maine. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit score into a favorable one.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Orono, Maine
Great Falls Regional Federal Credit Union
34 Bates St, Lewiston, ME 04240, USA
+1 (207) 782-7192
www.greatfallsfcu.com
Five County Credit Union
Inside Wal-Mart 60 Fairgrounds Market Place, Skowhegan, ME 04976, USA
+1 (800) 750-0959
www.fivecounty.com
Camden National Bank
3 Atlantic Ave, Stonington, ME 04681, USA
+1 (207) 367-2201
www.camdennational.com
Edward Jones - Financial Advisor: Jessica Szafranski
12 Elm St Suite 1, Gorham, ME 04038, USA
+1 (207) 222-0654
www.edwardjones.com
