Welcome to Our Online Loan Referral Service

2.6 13 reviews

139 Rangeley Rd #5779, Orono, ME 04469, USA
+1 (800) 696-8628
www.ucumaine.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–4PM
Hours might differ
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2011-01-10

Mailing Address

Maine, United States

Company Name

University Credit Union

University Credit Union

Contact Data

Feedback about University Credit Union - Rangeley Road?

Here you read the reviews of our clients.

Awesome place, but at least one branch needs to be open on Saturdays!

Keith Bailey DVM

Credit Unions are OK but there are still a lot of hidden little fees and stuff.

Rhett Muller III

I've lost so much money with this bank.

Nelda Halvorson

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Orono, Maine

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to take out payday loans in Orono, Maine. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will University Credit Union - Rangeley Road help issue a loan in Orono, Maine?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Orono, Maine. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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