Welcome to Our Online Loan Referral Service

3.9 17 reviews

225 Riverside St, Portland, ME 04103, USA
+1 (207) 221-5000
www.egcu.org
Saturday
9AM–1PM
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–4PM
Hours might differ
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

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Feedback about Evergreen Credit Union?

Here you see the reviews of our customers.

The staff at Evergreen are super professional and super friendly.

Ms. Susie Hagenes DDS

Such a great credit union with extremely friendly employees!

Prof. Alfredo Cummings Jr.

We had a great experience!!!

Ines Donnelly

A great place to do business...

Carmella Smitham

Awesome service—made our experience a beeeze.

Verner Walsh

John worked hard to get me an excellent rate and pushed for a speedy closing.

Dr. Guy Heaney Sr.

They are super friendly & very customer service oriented.

Richard Dietrich

I was happy with how Vinograd cared for my children.

Carolyne Treutel

She is an excellent doctor and has helped me in so many ways.

Leilani Corkery

I highly recommend!!

Ms. Abbie Stiedemann

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Portland, New York

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

It is easy and fast to take out payday loans in Portland, New York. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Evergreen Credit Union help take out a loan in Portland, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Portland, ny review this circumstance not an obstacle to issue a loan. The borrower of a loan should be prepared to objectively assess financial capabilities, issue a loan, repay the debt on a due date and not only cope with current problems, but improve the credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Portland, Maine

TD Bank

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+1 (207) 283-8590

locations.td.com

Camden National Bank

312 Main St, Bingham, ME 04920, USA

+1 (207) 672-5541

www.camdennational.com

Norway Savings Bank

557 Main St, Fryeburg, ME 04037, USA

+1 (207) 935-2051

www.norwaysavings.bank

Citizens Bank ATM

162 Pleasant St, Brunswick, ME 04011, USA

+1 (800) 922-9999

www.citizensbank.com

Camden National Bank

190 Water St, Gardiner, ME 04345, USA

+1 (207) 588-8400

www.camdennational.com

KeyBank

40 Front St, Bath, ME 04530, USA

+1 (207) 443-5573

www.key.com

TD Bank

95 Main St, Gorham, ME 04038, USA

+1 (207) 839-0080

locations.td.com

First Federal Savings & Loan Association of Bath

55 Congress Ave, Bath, ME 04530, USA

+1 (207) 442-8717

firstfederalbath.com

Camden National Bank

258 Kennedy Memorial Dr, Waterville, ME 04901, USA

+1 (207) 872-5636

www.camdennational.com

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