Domain Info
Created Date
2011-01-10
Mailing Address
Maine, United States
Company Name
University Credit Union
University Credit Union
Contact Data
Feedback about University Credit Union - University of Maine at Presque Isle?
Here you get acquainted with the feedback of our customers.
Good service with a favorable rate. Money deposited immediately, I always use University Credit Union - University of Maine at Presque Isle.
Will Jast
It was significant to improve the credi score, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I contacted University Credit Union - University of Maine at Presque Isle. The rating improved after several loans paid off.
Dylan Ferry II
Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid off on time, it can be either extended or repaid ahead of schedule.
Ross Schmeler
Pay Attention
Lending companies are described in the first three points. Below info offers general information about payday loans.
Payday Loans in Presque Isle, Maine
A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.
Such financial products as payday loan in Presque Isle, Maine is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a customer will get.
APR
30% APR; In Fact - 217%*
Max Loan
$2,000
Min Term
Not Specified
Max Term
Not Specified
How will University Credit Union - University of Maine at Presque Isle help issue a loan in Presque Isle, Maine?
- Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with personal data. It will take some minutes to process the form. The money are credited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every customer should fill in the following data:
Then a customer should submit an application to get an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to issue a loan in Presque Isle, Maine. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit rating.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Presque Isle, Maine
First Federal Savings & Loan Association of Bath
283 Main St, Damariscotta, ME 04543, USA
+1 (207) 563-3111
www.firstfederalbath.com
Kennebec Savings Bank
181 Lower Main St, Freeport, ME 04032, USA
+1 (207) 865-1550
www.kennebecsavings.bank
University Credit Union ATM
37 College Ave, Gorham, ME 04038, USA
+1 (800) 696-8628
www.ucu.maine.edu
