Domain Info
Created Date
2011-01-10
Mailing Address
Maine, United States
Company Name
University Credit Union
University Credit Union
Contact Data
Feedback about UCU Loan Operations Center?
Here you get acquainted with the feedback of our clients.
Not the first time I use UCU Loan Operations Center. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps out a lot when cash is urgently needed.
Alanna Kris
I have a problem with paying off a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to address UCU Loan Operations Center. They really helped out.
Prof. Neoma D'Amore Jr.
Pay Attention
Lenders are described in the first three points. Below info offers shared information about payday loans.
Payday Loans in Scarborough, Maine
According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.
This financial product in Scarborough, Maine is issued simply and fast. The interest percentage is set depending on the category of the customer: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.
APR
30% APR; In Fact - 217%*
Max Loan
$2,000
Min Term
Not Specified
Max Term
Not Specified
How will UCU Loan Operations Center help issue a loan in Scarborough, Maine?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the office is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every customer should enter the following data:
After filling out an application, submit it and recieve the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Scarborough, me will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit score.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Scarborough, Maine
The County Federal Credit Union
776 Main St, Presque Isle, ME 04769, USA
+1 (207) 768-5051
www.countyfcu.org
Casco Federal Credit Union
393 Ossipee Trail E, Gorham, ME 04038, USA
+1 (207) 839-5588
www.cascofcu.com
Camden National Bank
993 Lisbon St, Lewiston, ME 04240, USA
+1 (207) 782-6116
www.camdennational.com
Machias Savings Bank
6 Penobscot Valley Ave, Lincoln, ME 04457, USA
+1 (207) 794-2500
www.machiassavings.bank
