Welcome to Our Online Loan Referral Service


685 US-1, Scarborough, ME 04074, USA
7 years in business
+1 (207) 883-4524
moneyconcepts.com
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
Closed
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4:30PM
Tuesday
Closed

Domain Info

Created Date

1995-11-25

Mailing Address

Florida, United States

Company Name

MONEYCONCEPTS

MONEYCONCEPTS

Contact Data

Feedback about Money Concepts?

Here you grapple with the reviews of our customers.

want to express my deep gratitude to Money Concepts for believing my case. I had some issues with a credit rating, but this service helped me and took out a loan.

Dudley Hyatt

Thanks to Money Concepts for assisting when money is emergenctly needed. I have been applying to this service for over one year and everything is always honest, without hidden charges.

Della Corwin

Good service with a reasonable rate. Money deposited immediately, I always use Money Concepts.

Mr. Arjun Orn

Good service with a favorable percentage. Money deposited immediately, I always use Money Concepts.

Alvena Luettgen

I recommend Money Concepts to everyone, I am applying for the second time. Everything is great!

Ms. Cynthia Willms V

Pay Attention

Further there will be given the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Scarborough, Maine

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Scarborough, Maine is taken out simply and quickly. The interest rate is defined considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Money Concepts help issue a loan in Scarborough, Maine?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Scarborough, me consider this circumstance not a drawback to take out a loan. The customer of a loan should be ready to objectively estimate financial capabilities, issue a loan, pay off the debt on a due date and not only handle current problems, but enhance the credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Scarborough, Maine

Bar Harbor Bank & Trust

44 Moosehead Trail, Newport, ME 04953, USA

+1 (207) 368-7767

www.barharbor.bank

The County Federal Credit Union

232 Main St, Fort Fairfield, ME 04742, USA

+1 (207) 472-5710

www.countyfcu.org

Kennebec Savings Bank

117 Riverside Dr, Augusta, ME 04330, USA

+1 (207) 622-5801

www.kennebecsavings.bank

Edward Jones - Financial Advisor: Elise N Frank

71 Cottage St Suite A, Bar Harbor, ME 04609, USA

+1 (207) 288-3903

www.edwardjones.com

Bank of America ATM (Drive-thru)

15 Casco St, Portland, ME 04101, USA

+1 (844) 401-8500

locators.bankofamerica.com

Skowhegan Savings Bank

940 Augusta Rd, Belgrade, ME 04917, USA

+1 (207) 495-7787

www.skowsavings.com

KeyBank ATM

144 High St, Caribou, ME 04736, USA

+1 (800) 539-2968

key.com

Bangor Savings Bank

3 State St, Bangor, ME 04401, USA

+1 (207) 907-7011

www.bangor.com

Financial Institutions Bureau

124 Northern Ave, Gardiner, ME 04345, USA

+1 (207) 624-8570

www.maine.gov

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