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Lending companies are provided in the first three points. Below info offers general information about payday loans.
Payday Loans in South Portland, Maine
According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.
Payday loans in South Portland, Maine are taken out problem-free. The interest rate is conditional on the customer's personal data: if you repay more payday loans, the more reasobanle terms and rates lenders guarantee.
APR
30% APR; In Fact - 217%*
Max Loan
$2,000
Min Term
Not Specified
Max Term
Not Specified
How will Bank of America ATM (Drive-thru) help issue a payday loan in South Portland, Maine?
- Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with customer data. It will take some minutes to process the application. The money are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill out the following data:
Then you have to submit an application and recieve an offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in South Portland, Maine. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.
The following common points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.
APR Calculator
Other Payday Lenders in South Portland, Maine
Cumberland County Federal Credit Union
808 US-1, Yarmouth, ME 04096, USA
+1 (207) 878-3441
www.myccfcu.com
Jenn Stonehouse - CMG Financial Mortgage Loan Officer NMLS# 121514
7 Saco Rd, Alfred, ME 04002, USA
+1 (207) 432-1200
www.cmgfi.com
Winthrop Area Federal Credit Union
94 Highland Ave, Winthrop, ME 04364, USA
+1 (207) 377-2124
www.winthropcreditunion.org
Bar Harbor Bank & Trust
111 Main St, Northeast Harbor, ME 04662, USA
+1 (207) 276-3314
www.barharbor.bank
Camden National Bank
137 Maine St, Brunswick, ME 04011, USA
+1 (207) 798-5572
www.camdennational.com
NorState Federal Credit Union ATM
82 Bridge Ave, Madawaska, ME 04756, USA
+1 (800) 804-7555
www.norstatefcu.org
Bangor Savings Bank
Shopping Center, 425 Wilson St, Brewer, ME 04412, USA
+1 (207) 989-1944
www.bangor.com
