Welcome to Our Online Loan Referral Service

3.6 7 reviews

94 Main St, Topsham, ME 04086, USA
+1 (207) 373-1674
www.downeastcu.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–4PM
Hours might differ
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2006-10-06

Mailing Address

23 THIRD AVE, BAILEYVILLE, ME, 04694-3409, United States

Company Name

Down East Credit Union

Down East Credit Union

Contact Data

[email protected]

+1.2074273333

Feedback about Downeast Credit Union?

Here you read the feedback of our customers.

Great place Glade to have a account with them great ATM

Mr. Jayson Dach Sr.

Everyone has been great to work with.

Cristal Collins

If I call within last half hour they hang up on me.

Modesto Goodwin

I have an auto loan through them. I set up automatic payments that never seemed to happen so I still have to pay many manually. Their hours make it difficult to make …

Brigitte Schoen

Great place Glade to have a account with them great ATM

Gracie Strosin

Pay Attention

Further there will be given the details about not a certain lender. The information below will define common information about payday loans and its specific features.

Payday Loans in Topsham, Maine

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Problem-free financial products are known as payday loans in Topsham, me. They are taken out at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Downeast Credit Union help take out a loan in Topsham, Maine?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Topsham, Maine. They estmate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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TD Bank

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Bangor Savings Bank

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KeyBank ATM

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