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4 17 reviews

81 Grove St, Waterville, ME 04901, USA
+1 (207) 873-5159
(Patriots' Day)
Hours might differ

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Feedback about Maine State Credit Union?

Here you read the reviews of our customers.

Wonderful service and friendly staff.

Prof. Kathryn Zemlak IV

What a nice place to do my financial part of my life!

Prof. Lenora Bednar

I had to rate a star and they aren't worth any.

Jazlyn Yundt

The DR's and the staff are super friendly!

Mr. Ervin Walker MD

Failure to call in a referral that was ordered for skin cancer.

Mrs. Phyllis Ziemann

I just had my yearly Medicare appointment with Dr. Iontosca.

Prof. Kian Lesch

Pay Attention

Lenders are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Waterville, New York

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and quick to issue payday loans in Waterville, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most favorable terms and rates.


25% small loan cap

How will Maine State Credit Union help issue a payday loan in Waterville, New York?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be credited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Waterville, ny consider this circumstance not an obstacle to issue a loan. The recipient of a cash advance should be prepared to objectively estimate financial solvency, take out a loan, repay the debt on a due date and not only solve current issues, but improve the credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Waterville, Maine

TD Bank

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+1 (207) 324-8946


Partners Bank

484 Main St, Springvale, ME 04083, USA

+1 (888) 226-5747



25 Market St, South Portland, ME 04106, USA

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TD Bank

1 Portland Square Suite 4, Portland, ME 04101, USA

+1 (207) 317-8816


Androscoggin Bank

24 Portland Rd, Gray, ME 04039, USA

+1 (207) 657-4446


First National Bank

102 Washington St, Eastport, ME 04631, USA

+1 (207) 853-6270


Five County Credit Union

Inside Walmart, 500 Gallery Blvd, Scarborough, ME 04074, USA

+1 (800) 750-0959



600 Center St, Auburn, ME 04210, USA

+1 (207) 786-5412


KeyBank ATM

286 Water St, Augusta, ME 04330, USA

+1 (800) 539-2968