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4.6 11 reviews

226 Main St, Waterville, ME 04901, USA
+1 (207) 872-5563
(Patriots' Day)
Hours might differ

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Feedback about Kennebec Savings Bank?

Here you get acquainted with the feedback of our customers.

I love the “family feel“ in this bank.

Ceasar Reichel

Well kept friendly local bank.

Hertha Rice

There is absolutely nothing that feels like a "home town bank".

Marilou Gleason DDS

Pay Attention

Lending companies are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Waterville, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Waterville, New York is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a borrower will recieve.


25% small loan cap

How will Kennebec Savings Bank help take out a loan in Waterville, New York?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be deposited to card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Waterville, New York. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Waterville, Maine

Bar Harbor Bank & Trust ATM

68 Washington St, Lubec, ME 04652, USA

+1 (207) 733-4931


Northeast Bank - Bethel

11 Main St, Bethel, ME 04217, USA

+1 (207) 824-2117


Bangor Savings Bank

110 Park St, Orono, ME 04473, USA

+1 (207) 866-5596


Bangor Savings Bank

160 E Main St, Dover-Foxcroft, ME 04426, USA

+1 (207) 564-3311


Skowhegan Savings Bank

9 Main St, Norridgewock, ME 04957, USA

+1 (207) 634-3501


Gorham Savings Bank

766 Roosevelt Trail, Windham, ME 04062, USA

+1 (207) 892-2621


Edward Jones - Financial Advisor: Deb DeColfmacker

49 B Portland St, South Berwick, ME 03908, USA

+1 (207) 384-5793


Norway Savings Bank

8 Mallett Dr, Freeport, ME 04032, USA

+1 (207) 865-6141


Skowhegan Savings Bank ATM

90 Waterville Rd, Skowhegan, ME 04976, USA

+1 (800) 303-9511