Welcome to Our Online Loan Referral Service

3.7 3 reviews

335 Main St, Waterville, ME 04901, USA
+1 (207) 877-9900
(Patriots' Day)
Hours might differ

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Feedback about Bar Harbor Bank & Trust?

Here you get acquainted with the feedback of our clients.

Great service and easy to work with.

Drew Boyle

The ladies in management do a wonderful job of keeping a tight ship.

Mr. Curtis Armstrong

Great facility and staff.

Ashlynn Schmidt

A great group of people who really know how to treat people.

Elmo Jaskolski

It's a beautiful office & wonderful environment.

Miguel Friesen

Good place fair price nice people

Dr. Allison Stanton

Good service and fair pricing

Leland Harber

Complete disaster run away .

Corine O'Conner

Highly recommend this location.

Briana Runolfsson

Very reasonable and nice to work with

Alford Stokes

Dude was super quick and funny.

Elmore Sporer

It was very great awesome staff and very kind and informative will return 💯

Lonny Hagenes

Because of such amazing customer service, I am only filing with Jackson Hewitt.

Amie Schneider

I work here and if i didnt the employees here are all amazing!

Jackeline Kutch V

I'm a loyal customer here and will be back next year!

Miss Meaghan Corkery

Employees are very friendly and thorough in their job.

Celine Christiansen

Dave was a friendly guy who answered all of my questions.

Dr. Grayce Runolfsson

She is personable and a joy to talk with.

Miss Wilma Mraz

Very kind and helpful!

Zechariah Hoeger

Wonderful experience.

Michaela Hammes

Super fair price for the returns I received.

Jazmin Jakubowski

Great experience as always :)

Stephania Orn

It was done in time, explained, professionally and answered all our questions.

Miss Margret Hessel III

Excellent customer service.

Elenor Ankunding

We've switched payroll and 401k and couldn't be happier.

Isadore Kuphal IV

They charged me even to get access to reports I needed to print.

Miss May Parisian Jr.

His customer service is excellent.

Agustina Emard

John at the Windham, Maine location is always friendly and professional!

Gust Gibson

I love this place and john perry is the best

Molly Gorczany

Great place, nice 👌 people, quick unloading.

Napoleon Ziemann

The shipping dept really helped us out with picking up a load from the facility.

Philip Satterfield I

Thank you it's Friday it is a long weekend

Coralie Anderson

Would highly recommend this place.

Casimir Borer

I show up at 5:30 in the morning the next day and waited for three hours.

Kasandra Buckridge

Then came pay day and its been a hassle just to get the money I worked for.

Evangeline Corwin

This is an AMAZING service for new business owners.

Dr. Antoinette Farrell Sr.

Great group of people,pouring their knowledge into empty vessels...

Mrs. Alvena Anderson

Score is an amazing resource for small business owners.

Mr. Russel Streich

They have great hours and super friendly staff!

Jessie Franecki V

Nice and quick, polite service as well!

Kaia Ankunding

Good people.great place to take bottles in and out .

Mr. Chaim Johnson

Energy assistance as well as several other programs for low income families

Lesley Schinner

Not enough staff for their busy times, parking can be hard to find

Clare Morissette

A place to go when help is needed.

Alphonso Keebler

Great service year after year

Dr. Garrett Raynor DVM

Knowledgeable and friendly staff.

Mr. Mac Dibbert

The experience there was fantastic

Mrs. Colleen Littel

Pay Attention

Above-shown info offers the details about a exact lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Waterville, New York

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Waterville, New York is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a customer will get.


25% small loan cap

How will Bar Harbor Bank & Trust help take out a loan in Waterville, New York?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Waterville, New York. They rate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the loan.

APR Calculator

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