Welcome to Our Online Loan Referral Service

4.1 9 reviews

222 College Ave, Waterville, ME 04901, USA
+1 (207) 872-5602
www.kswfcu.org
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–5PM
Hours might differ
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM

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What people think about KSW Federal Credit Union?

Below you find some of the testimonials of our clients.

Great services and GREAT people

Cristina Cormier

Then proceeded to hang the phone up on me in mid conversation.

Prof. Dorcas Wunsch I

Important

Now you can read general features of payday loans.

Payday Loans in Waterville, New York

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

It is easy and fast to get approved for payday loans in Waterville, New York. The APR will be set individually for each person and will depend on the personal data the client entered.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments in good time.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Waterville, Maine

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University Credit Union - University of Maine at Presque Isle

181 Main St, Presque Isle, ME 04769, USA

+1 (800) 696-8628

www.ucumaine.com

KeyBank ATM

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+1 (800) 539-2968

key.com

KeyBank

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+1 (207) 893-6126

www.key.com

Bangor Savings Bank

241 US-1, Scarborough, ME 04074, USA

+1 (207) 883-8404

www.bangor.com

RepubliCash, LLC

895 Lisbon St, Lewiston, ME 04240, USA

+1 (207) 782-3510

www.republicash.com

Homestead Mortgage Loans Inc

840 Roosevelt Trail, Windham, ME 04062, USA

+1 (207) 893-2900

www.homesteadme.com

Franklin Savings Bank

2573 Main St, Rangeley, ME 04970, USA

+1 (207) 864-3386

www.franklinsavings.bank

Androscoggin Bank

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+1 (207) 777-6646

www.androscogginbank.com

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