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Feedback about Health First Federal Credit Union?
Here you see the reviews of our clients.
I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.
Dr. Dayana Lebsack
I took out cash advance from Health First Federal Credit Union 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.
Ruby Hermann V
I took out a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.
Mrs. Annabel Zulauf
Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer deprtment.
Leslie Mertz
Pay Attention
Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.
Payday Loans in Waterville, New York
Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.
Payday loans in Waterville, New York are taken out problem-free. The interest percentage is dependent on the client's personal information: if you repay more payday loans, the more reasobanle terms and rates payday lending companies offer.
APR
25% small loan cap
How will Health First Federal Credit Union help take out a loan in Waterville, New York?
- 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every borrower should enter the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Waterville, New York. They assess many other factors before taking out a cash advance. One of them is solvency. This is a way to improve your credit history.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.
APR Calculator
Other Payday Lenders in Waterville, Maine
Norstate Federal Credit Union
164 Market St, Fort Kent, ME 04743, USA
+1 (207) 834-3232
www.norstatefcu.org
Bar Harbor Bank & Trust
920 Stillwater Ave, Bangor, ME 04401, USA
+1 (207) 945-3522
www.barharbor.bank
ATM (Key Bank)
369 Main St, Norway, ME 04268, USA
Androscoggin Bank
208 1/2 Maine St, Brunswick, ME 04011, USA
+1 (800) 966-9172
www.androscogginbank.com
Advance Auto Parts
1105 Main St, Sanford, ME 04073, USA
+1 (207) 324-0584
stores.advanceautoparts.com
