Ocean Financial Group Payday Loans Review

Organization owner?

39 Sargent St, Westbrook, ME 04092, USA

+1 (207) 854-6232

What people think about Ocean Financial Group?

Below you read some of the opinions of our clients.

The process was as easy as possible, straightforward. No guarantors needed. Thank you a lot. Love their round-the-clock customer support. No complaints. Would apply again.

Jeff Farrell

I applied for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other way out. I found this website on the Internet. Other lender charged unbelievable rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I requested.

Deborah Dare

Good lender with affordable rates. They deposited the next morning, as I expected. I will use Ocean Financial Group again if I need temporary help.

Alessandro Wintheiser

I applied for the first loan in my life, was approved the next day despite the fact that I had low credit score. I repaid it before the due date. Love this lender for their reasonable rates. Other lenders in my area charge sky high interest!

Haskell Bogisich

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Westbrook, Maine

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Westbrook, Maine is are easy to get. The APR is individual for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit score may stop you from getting accepted for a bank loan. Payday lenders in Westbrook, me approve individuals with poor credit. You can request a bad credit payday loan online around the clock and if accepted could have the money in your account within several hours.

To get approved for a cash advance, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 20 seconds to become informative even before applying.