Welcome to Our Online Loan Referral Service

4.5 4 reviews

11905 Messick Rd SE, Cumberland, MD 21502, USA
+1 (301) 729-8015
www.act1stfcu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about ACT 1st Federal Credit Union?

Here you see the feedback of our customers.

Only an ID is needed to submit an application. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Ashlee Mayert

Yesterday I needed extra money, I decided to addressed ACT 1st Federal Credit Union. They quickly approved the amount needed, and besides, they offered good terms at a low interest rate.

Miss Leola Wehner

Thanks to the specialists for the reputable service. They helped out in difficult times. For application you only need an ID.

Bret Schultz

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes people get acquainted shared information about payday loans.

Payday Loans in Cumberland, Rhode Island

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Problem-free financial products are known as payday loans in Cumberland, ri. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will ACT 1st Federal Credit Union help issue a loan in Cumberland, Rhode Island?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Payday lenders in Cumberland, ri review this circumstance not a hindrence to issue a loan. The client of a cash advance should be ready to objectively estimate financial solvency, take out a loan, pay off the debt on time and not only handle current issues, but enhance the credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Cumberland, Maryland

EagleBank Foundation Inc

12505 Park Potomac Ave, Potomac, MD 20854, USA

+1 (240) 497-2090

www.eaglebankcorp.com

Money One Federal Credit Union

9800 Technology Way, Largo, MD 20774, USA

+1 (301) 925-4600

www.moneyonefcu.org

ACE Cash Express

6256 Central Ave, Seat Pleasant, MD 20743, USA

+1 (301) 336-2621

www.acecashexpress.com

MidAtlantic Farm Credit

105 Railroad Ave, East New Market, MD 21631, USA

+1 (888) 339-3334

www.mafc.com

Walmart Money Center

8161 Teal Dr, Easton, MD 21601, USA

www.walmart.com

Famous Pawnbrokers

19600 Frederick Rd unit A, Germantown, MD 20876, USA

+1 (301) 916-1100

www.firstcash.com

Nu Capital Funding

555 Blue Ball Rd Suite #2, Elkton, MD 21921, USA

+1 (516) 329-1722

ACE Cash Express

211 N Frederick Ave, Gaithersburg, MD 20877, USA

+1 (301) 212-9254

www.acecashexpress.com

Check Cashing Services

2276 Crain Hwy, Waldorf, MD 20601, USA

+1 (301) 843-1766

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