Welcome to Our Online Loan Referral Service

4.5 4 reviews

11905 Messick Rd SE, Cumberland, MD 21502, USA
+1 (301) 729-8015
www.act1stfcu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about ACT 1st Federal Credit Union?

Here you see the feedback of our customers.

Only an ID is needed to submit an application. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Ashlee Mayert

Yesterday I needed extra money, I decided to addressed ACT 1st Federal Credit Union. They quickly approved the amount needed, and besides, they offered good terms at a low interest rate.

Miss Leola Wehner

Thanks to the specialists for the reputable service. They helped out in difficult times. For application you only need an ID.

Bret Schultz

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes people get acquainted shared information about payday loans.

Payday Loans in Cumberland, Rhode Island

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Problem-free financial products are known as payday loans in Cumberland, ri. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will ACT 1st Federal Credit Union help issue a loan in Cumberland, Rhode Island?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Payday lenders in Cumberland, ri review this circumstance not a hindrence to issue a loan. The client of a cash advance should be ready to objectively estimate financial solvency, take out a loan, pay off the debt on time and not only handle current issues, but enhance the credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Cumberland, Maryland

FedChoice Federal Credit Union

10001 Willowdale Rd, Lanham, MD 20706, USA

+1 (301) 699-6151

www.fedchoice.org

Sandy Spring Bank

1003 W Patrick St Ste 14, Frederick, MD 21702, USA

+1 (240) 397-7844

www.sandyspringbank.com

Provident State Bank

1 W Belle St, Ridgely, MD 21660, USA

+1 (410) 634-9870

www.providentstatebank.com

Hebron Savings Bank

100 Market St, Vienna, MD 21869, USA

+1 (410) 376-3186

www.hebronsavingsbank.com

OneMain Financial

6912 Laurel Bowie Rd, Bowie, MD 20715, USA

+1 (301) 805-7224

www.onemainfinancial.com

WesBanco Bank

22741 Three Notch Rd, California, MD 20619, USA

+1 (301) 862-5001

locations.wesbanco.com

The Office of the Commissioner of Financial Regulation

500 N Calvert St #402, Baltimore, MD 21202, USA

+1 (410) 230-6100

www.dllr.state.md.us

Cedar Point Federal Credit Union

21748 Three Notch Rd, Lexington Park, MD 20653, USA

+1 (301) 863-7071

www.cpfcu.com

MC Check Cashing

1450 W Patrick St, Frederick, MD 21702, USA

+1 (301) 662-2981

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