Welcome to Our Online Loan Referral Service

2.2 22 reviews

117 N Frederick Ave, Gaithersburg, MD 20877, USA
+1 (301) 926-1700
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–6PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM

What people think about First Cash Jewelry & Exchange?

Below you see some of the testimonials of our customers.

Unfortunately, I did not get the same great service from the other 2 associates.

Arvid Ullrich Sr.

Treat the customers like they are trash.

Dr. Stephen Mueller

Terrible customer service!

Keara Armstrong

We years about great experience to work with Samuel Ary from our friends.

Hyman Pollich

Very disappointed with the service I received from Freedom Mtg.

Kris Bruen

He answered all my questions in timely manner either by phone or email.

Taylor Hagenes

As a small business owner I would highly recommend.

Zora Wolff

Be careful when dealing these folks.

Beaulah Heller

Pay Attention

The previous three items charactirize a peculiar financial institution. But below you can find common data about payday loans.

Payday Loans in Gaithersburg, Maryland

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is easy and fast to get accepted for payday loans in Gaithersburg, Maryland. The interest rate will be set specifically for each applicant and will depend on the personal information the applicant filled in.

APR

33% APR cap (2.75% a month)

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a poor credit rating. Payday loan approvals depend very much on specific aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Gaithersburg, Maryland

Capital Area Realtors Federal Credit Union

107 W Edmonston Dr #1345, Rockville, MD 20852, USA

+1 (240) 314-0734

www.carfcu.org

Edward Jones - Financial Advisor: Jessica A Eisemann, AAMS®|CRPC®

106 Milford St Suite 701, Salisbury, MD 21804, USA

+1 (410) 742-3264

www.edwardjones.com

United Check Cashing

726 S Salisbury Blvd, Salisbury, MD 21801, USA

+1 (410) 677-3100

www.unitedcheckcashing.com

ACE Cash Express

7039 Martin Luther King Jr Hwy, Landover, MD 20785, USA

+1 (301) 386-2008

www.acecashexpress.com

Colonial Farm Credit

7431 Leonardtown Rd, Hughesville, MD 20637, USA

+1 (301) 274-3167

www.colonialfarmcredit.com

OneMain Financial

14196 Baltimore Ave, Laurel, MD 20707, USA

+1 (301) 498-1100

www.onemainfinancial.com

Southwest Check Cashing & Liquor Store

3212 Washington Blvd, Baltimore, MD 21230, USA

+1 (410) 646-4616

www.southwestliquorstore.com

Farm Credit of the Virginias

13195 Garrett Hwy, Oakland, MD 21550, USA

+1 (301) 334-8542

farmcreditofvirginias.com

Taylor Bank

11103 Cathell Rd, Berlin, MD 21811, USA

+1 (410) 641-5111

www.taylorbank.com

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