Welcome to Our Online Loan Referral Service

4.5 30 reviews

19215 Frederick Rd, Germantown, MD 20876, USA
+1 (301) 779-8500
esfcu.org
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Educational Systems Federal Credit Union?

Here you read the feedback of our customers.

The lines are handled very well and the customer service is good.

Tessie Dickinson

I have been banking with ESFCU for many years and have had a great experience.

Zoe O'Keefe

Everyone is so friendly and treats me as family.

Miss Jannie Koepp

Pay Attention

Payday lenders are described in the first three points. Below info offers general information about payday loans.

Payday Loans in Germantown, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Hassle-free financial products are considered as payday loans in Germantown, ny. They are issued at individual interest rates. They are dependent on customer's data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will Educational Systems Federal Credit Union help take out a payday loan in Germantown, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Germantown, New York. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Germantown, Maryland

ACE Cash Express

4811 Marlboro Pike, Capitol Heights, MD 20743, USA

+1 (301) 568-2791

www.acecashexpress.com

Woodforest National Bank

7400 Guilford Dr, Frederick, MD 21704, USA

+1 (301) 631-2015

www.woodforest.com

Check Cash Depot

8476 Piney Branch Rd, Silver Spring, MD 20901, USA

+1 (301) 587-6500

checkcashdepot.com

The Bank of Delmarva

2245 Northwood Dr, Salisbury, MD 21801, USA

+1 (410) 548-1100

www.bankofdelmarvahb.com

PNC Bank

25895 Point Lookout Rd, Leonardtown, MD 20650, USA

+1 (301) 737-3802

apps.pnc.com

Cecil Bank

122 W Main St, Cecilton, MD 21913, USA

+1 (410) 275-8800

www.cecilbank.com

M&T Bank

110 W Market St, Snow Hill, MD 21863, USA

+1 (410) 632-0167

locations.mtb.com

SECU Credit Union

17239 Cole Rd, Hagerstown, MD 21740, USA

+1 (800) 879-7328

www.secumd.org

Maryland Settlement loans

12524 Mattawoman Dr, Waldorf, MD 20601, USA

+1 (301) 659-4600

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