Welcome to Our Online Loan Referral Service

5 3 reviews

1 W Belle St, Ridgely, MD 21660, USA
+1 (410) 634-9870
www.providentstatebank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM

Domain Info

Created Date

1996-05-01

Mailing Address

PO BOX 160, PRESTON, MD, 21655-0160, United States

Company Name

PROVIDENT STATE BANK

PROVIDENT STATE BANK

Contact Data

helpdesk@psbinc.net

+1.4106738827

Feedback about Provident State Bank?

Here you read the reviews of our clients.

I submit an application quite often. I am satisfied with the terms. There is online 24/7 service.

Elenora Reilly

want to express my deep gratitude to Provident State Bank for believing my case. I had some issues with a credit rating, but this company helped me out and issued a loan.

Ms. Aimee Murphy

I had an unpleasant situation in my life. I emergenctly required extra money. This company helped out me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.

Brenda Dare

Pay Attention

Above-defined info offers the details about a exact lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Ridgely, Maryland

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Ridgely, Maryland is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

33% APR cap (2.75% a month)

How will Provident State Bank help issue a loan in Ridgely, Maryland?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Ridgely, Maryland. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Ridgely, Maryland

Provident State Bank

1 W Belle St, Ridgely, MD 21660, USA

+1 (410) 634-9870

www.providentstatebank.com

EagleBank Foundation Inc

12505 Park Potomac Ave, Potomac, MD 20854, USA

+1 (240) 497-2090

www.eaglebankcorp.com

The Bank of Delmarva

2245 Northwood Dr, Salisbury, MD 21801, USA

+1 (410) 548-1100

www.bankofdelmarvahb.com

Leaseforum

10440 Little Patuxent Pkwy, Columbia, MD 21044, USA

+1 (410) 964-4114

Famous Pawn Brokers

19600 Frederick Rd, Germantown, MD 20876, USA

+1 (301) 916-1100

www.firstcash.com

WesBanco Bank

5010 Buckeystown Pike Suite 112, Frederick, MD 21704, USA

+1 (240) 575-2693

locations.wesbanco.com

Mariner Finance

480 Prospect Blvd F, Frederick, MD 21701, USA

+1 (301) 662-1122

www.marinerfinance.com

Educational Systems Federal Credit Union

The Brinkley Building, 15901 Frederick Rd #100, Rockville, MD 20855, USA

+1 (301) 779-8500

www.esfcu.org

M&T Bank

37660 Mohawk Dr, Charlotte Hall, MD 20622, USA

+1 (301) 290-1538

locations.mtb.com

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