Welcome to Our Online Loan Referral Service

5 reviews

300 Brickstone Square Suite 102, Andover, MA 01810, USA
+1 (866) 770-8786
locations.tiaa.org

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Feedback about TIAA Financial Services?

Here you read the reviews of our clients.

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Ms. Lavinia Keeling IV

Disappointed! Was declined to take out $1,000. Only $400 was approved.

Madie Ebert

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Above-specified info provides the details about a exact lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Andover, New York

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Andover, New York is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

25% small loan cap

How will TIAA Financial Services help issue a loan in Andover, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Andover, New York. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Andover, Massachusetts

Stoneham ME Federal Credit Union - Melrose

616 Main St, Melrose, MA 02176, USA

+1 (781) 662-7276

www.smefcu.org

Enterprise Bank

420 John Fitch Hwy, Fitchburg, MA 01420, USA

+1 (978) 596-2271

www.enterprisebanking.com

Rockland Federal Credit Union.

850 Moraine St, Marshfield, MA 02050, USA

+1 (781) 837-9749

Citizens Bank - Patrick O'Neill

690 Depot St #11, North Easton, MA 02356, USA

+1 (401) 749-0351

www.citizenslo.com

Freedom Credit Union

1976 Main St, Springfield, MA 01103, USA

+1 (413) 739-6961

www.freedom.coop

MIT Federal Credit Union - Student Center Branch

Stratton Student Center, 84 Massachusetts Ave #116, Cambridge, MA 02139, USA

+1 (855) 648-2848

www.mitfcu.org

Bank of New York

4400 Computer Dr, Westborough, MA 01581, USA

+1 (508) 836-4928

www.bnymellon.com

Nantucket Bank

104 Lower Pleasant St, Nantucket, MA 02554, USA

+1 (508) 825-1110

www.rocklandtrust.com

Metro Credit Union

1071 Massachusetts Ave, Boston, MA 02118, USA

+1 (877) 696-3876

www.metrocu.org

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