Domain Info
Created Date
1996-10-07
Mailing Address
24 NORTH ST, PITTSFIELD, MA, 01201-5106, United States
Company Name
Berkshire Bank
Berkshire Bank
Feedback about Berkshire Bank?
Here you see the feedback of our clients.
Disappointed! Was denied to borrow $1,000. Only $400 was approved.
Dax Breitenberg
I issued a loan from Berkshire Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.
Aliza Hayes IV
Pay Attention
Payday lenders are described in the first three points. Below info defines general information about payday loans.
Payday Loans in Boston, New York
According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.
It is simple and quick to issue payday loans in Boston, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.
APR
25% small loan cap
How will Berkshire Bank help take out a loan in Boston, New York?
- 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every client should fill out the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Boston, New York. The company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should define its definite cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Boston, Massachusetts
Watertown Savings Bank
60 Main St, Watertown, MA 02472, USA
+1 (617) 928-9000
www.watertownsavings.com
Main Street Bank
947 Massachusetts Ave, Lunenburg, MA 01462, USA
+1 (978) 582-0713
www.bankmainstreet.com
Stoneham ME Federal Credit Union - Melrose
616 Main St, Melrose, MA 02176, USA
+1 (781) 662-7276
www.smefcu.org
