Merrimack Valley Credit Union, formerly known as Ocean Spray Employee Federal Credit Union Payday Loans Review - Bridgewater, Massachusetts

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on specific factors. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a loan, you need to comply with the following requirements:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.