Welcome to Our Online Loan Referral Service

3 2 reviews

555 Technology Square, Cambridge, MA 02139, USA
+1 (617) 253-2845
www.mitfcu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–4:30PM
Hours might differ
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about MIT Federal Credit Union ATM?

Here you see the reviews of our customers.

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the fees.

Dr. Esmeralda Hand

High interest rate. When paying back a payday loan, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Gertrude Beahan

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Prof. Ceasar Gaylord IV

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Cambridge, New York

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Cambridge, New York are issued easily. The interest rate is dependent on the client's personal data: if you repay more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

25% small loan cap

How will MIT Federal Credit Union ATM help take out a loan in Cambridge, New York?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be deposited to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Cambridge, ny consider this circumstance not a drawback to take out a loan. The customer of a payday loan should be prepared to objectively estimate financial capabilities, take out a loan, repay the debt on time and not only cope with current problems, but enhance the credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Cambridge, Massachusetts

Metro Credit Union

4 Paradise Rd, Salem, MA 01970, USA

+1 (877) 696-3876

www.metrocu.org

Needham Bank

520 Main St, Medfield, MA 02052, USA

+1 (508) 359-4442

www.needhambank.com

Clinton Savings Bank

35 Central St, Berlin, MA 01503, USA

+1 (978) 838-2286

www.clintonsavings.com

Berkshire Bank Home Lending

232 Pleasant St, Methuen, MA 01844, USA

+1 (800) 773-5601

www.berkshirebank.com

Eastern Bank

742 County St, Taunton, MA 02780, USA

+1 (508) 884-3447

www.easternbank.com

CFSC All Checks Cashed

595 Washington St, Dorchester, MA 02124, USA

+1 (617) 282-4580

locations.cfsc.com

People's United Bank

485 Massachusetts Ave, Cambridge, MA 02139, USA

+1 (617) 868-0401

branches.peoples.com

Middlesex Savings Bank

577 Massachusetts Ave, Acton, MA 01720, USA

+1 (978) 263-8006

www.middlesexbank.com

Harvard University Employees Credit Union

104 Mt Auburn St, Cambridge, MA 02138, USA

+1 (617) 495-4460

huecu.org

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