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4.5 14 reviews

1960 Massachusetts Ave, Cambridge, MA 02140, USA
+1 (800) 431-2754
www.usalliance.org

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Created Date

Mailing Address

Company Name

Contact Data

What people think about USALLIANCE Financial?

Below you get acquainted with some of the reviews of our customers.

I just had a nice experience.

Lexus Emard

What kind of bank doesnt take calls when it only has one location?

Joshua Beatty

Great bank,great customer service skills. and

Beaulah Nitzsche

Important

The above-given information provides the details about a peculiar financial institution. The information below is about common information about payday loans.

Payday Loans in Cambridge, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Cambridge, New York. Loans from payday lenders can get you funds same day. Your APR will depend on several things.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Cambridge, Massachusetts

Eastern Bank

60 Main St, Andover, MA 01810, USA

+1 (978) 296-9044

www.easternbank.com

Needham Bank

17 W Central St, Natick, MA 01760, USA

+1 (508) 647-4999

www.needhambank.com

Needham Bank

520 Main St, Medfield, MA 02052, USA

+1 (508) 359-4442

www.needhambank.com

Country Bank

37 Worcester Rd, Charlton, MA 01507, USA

+1 (800) 322-8233

www.countrybank.com

Century Bank

1 Salem St, Medford, MA 02155, USA

+1 (781) 391-9830

www.centurybank.com

Enterprise Bank

420 John Fitch Hwy, Fitchburg, MA 01420, USA

+1 (978) 596-2271

www.enterprisebanking.com

Eastern Bank

647 Massachusetts Ave, Cambridge, MA 02139, USA

+1 (617) 498-2500

www.easternbank.com

Westfield Bank

1650 Northampton St, Holyoke, MA 01040, USA

+1 (413) 540-0300

www.westfieldbank.com

Tewksbury Federal Credit Union

752 Main St, Tewksbury, MA 01876, USA

+1 (978) 851-9750

tewksburyfcu.com

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