Welcome to Our Online Loan Referral Service

3.9 11 reviews

1345 Lakeview Ave, Dracut, MA 01826, USA
+1 (978) 452-5001
www.jdcu.org
Wednesday
8:30AM–4PM
Thursday
8:30AM–6PM
Friday
8:30AM–6PM
Saturday
8:30AM–1PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

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Feedback about Jeanne D'Arc Credit Union?

Here you get acquainted with the feedback of our customers.

Nice clean location with very helpful staff

Amya Hill

Love the service at SJA.

Arch Fisher

I opened an account here because I was told by friends how great it was.

Lacy Ruecker

Pay Attention

Above-shown info offers the details about a certain lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Dracut, Massachusetts

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Dracut, Massachusetts is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

23% small loan cap

How will Jeanne D'Arc Credit Union help issue a loan in Dracut, Massachusetts?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Dracut, ma consider this circumstance not a hindrence to issue a loan. The borrower of a cash advance should be prepared to objectively assess financial solvency, take out a loan, pay back the debt on time and not only resolve current problems, but improve the credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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