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3.1 51 reviews

20 Adams St, Leominster, MA 01453, USA
+1 (978) 537-8021
leominstercu.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–6PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–5PM

Domain Info

Created Date

1996-09-12

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

r98mq26y46g@networksolutionsprivateregistration.com

+1.5707088780

Feedback about Leominster Credit Union?

Here you get acquainted with the feedback of our customers.

It is like night and day between the tellers and the people in the call centers.

Prof. Rebeca Miller

I was just a new customer and was treated like trash.

Rudolph McDermott

They charge you 30$ in overdraft fees if your a few cents short.

Dr. Alysa Wuckert

I work here so views are jaded lol but product and prices are good

Lilly Smitham

Great service, quality food

Bernadette Kunde

Yes, this place is small, but they're still organized and helpful.

Ms. Else Collier

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Leominster, Massachusetts

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Leominster, Massachusetts is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

23% small loan cap

How will Leominster Credit Union help issue a payday loan in Leominster, Massachusetts?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Leominster, ma consider this circumstance not an obstacle to take out a loan. The recipient of a cash advance should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on schedule and not only solve current problems, but enhance the credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

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