Welcome to Our Online Loan Referral Service

3.1 15 reviews

87 Hale St, Lowell, MA 01851, USA
+1 (800) 942-9575
aligncu.com
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8AM–6:30PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–4:30PM

Domain Info

Created Date

2013-01-31

Mailing Address

40 MARKET ST, LOWELL, MA, 01852-1806, United States

Company Name

Align Credit Union

Align Credit Union

Contact Data

jdoulames@aligncu.com

+1.9783230662

Feedback about Align Credit Union?

Here you get acquainted with the feedback of our customers.

Great service (and good rates).

Rosie Hauck PhD

Very poor customer service, I have been a customer since 1990.

Mr. Casper Bailey Jr.

They love to take your money!!

Sammie Jerde

I have found my new tax place.

Cristopher Watsica

Not exactly good customer service.

Mariela Weissnat

Real nice guy and worked hard to make sure everything was done right.

Iva Mayert

Great workplace.Good food.

Rex Wehner

Apparently they are doing it to a lot of people.

Einar Weissnat

Worked remodeling an area.

Dr. Ubaldo Gottlieb

Awesome group of people they are so hard working.

Miss Cheyanne Prohaska Sr.

Just ordered a new mattress and box spring to go with the original bed set.

Mr. Cade Swift

The service is great and they help you find what you need at affordable rates

Erick Beahan

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes users get acquainted general information about payday loans.

Payday Loans in Lowell, Massachusetts

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Lowell, Massachusetts is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

23% small loan cap

How will Align Credit Union help take out a loan in Lowell, Massachusetts?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Lowell, Massachusetts. They assess many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Lowell, Massachusetts

BayCoast Bank

554 Wilbur Ave, Swansea, MA 02777, USA

+1 (508) 678-7641

www.baycoastbank.com

Rockland Federal Credit Union.

850 Moraine St, Marshfield, MA 02050, USA

+1 (781) 837-9749

St Mary's Credit Union

439 Main St, Hudson, MA 01749, USA

+1 (508) 490-8000

www.stmaryscu.org

Fidelity Bank

148 Great Rd, Stow, MA 01775, USA

+1 (978) 897-3211

www.fidelitybankonline.com

Enterprise Bank ATM

50 High St, North Andover, MA 01845, USA

+1 (877) 671-2265

www.enterprisebanking.com

Rockland Federal Credit Union

564 Main St, Walpole, MA 02081, USA

+1 (800) 562-7328

Greenfield Cooperative Bank

176 Avenue A, Turners Falls, MA 01376, USA

+1 (413) 512-5012

www.greenfieldcoopbank.com

Cambridge Savings Bank

202 Sudbury Rd, Concord, MA 01742, USA

+1 (617) 441-7115

www.cambridgesavings.com

Sherman Loan Company-Pawn Shop & Jewelry

4 Freeman Square, Lynn, MA 01901, USA

+1 (781) 598-4567

shermanloancompany.com

Top