Welcome to Our Online Loan Referral Service

3 17 reviews

40 Market St, Lowell, MA 01852, USA
+1 (800) 942-9575
www.aligncu.com
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8AM–6PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–4:30PM

Domain Info

Created Date

2013-01-31

Mailing Address

40 MARKET ST, LOWELL, MA, 01852-1806, United States

Company Name

Align Credit Union

Align Credit Union

Contact Data

jdoulames@aligncu.com

+1.9783230662

Feedback about Align Credit Union?

Here you see the reviews of our clients.

Hale Street office has wonderful service, always courteous and helpful.

Mrs. Orpha Rosenbaum V

Always have a great experience at the Lowell location.

Bertrand Schultz

The people at the Danvers Align branch were great to work with and very helpful.

Ms. Ivah Jacobi

I highly recommend this Starbucks - great staff, great service, great coffee!

Chyna Zboncak

Ordered a Grande Irish cream cold brew, which I didnt taste till on the road.

Madison Harvey V

Food is expensive but the people are very friendly and wait time is short

Prof. Pietro Stokes IV

Clean store, Amazing people, Top notch service and outstanding coffee and food!

Martin Halvorson

Friendly people good atmosphere the only thing is is the wait but it's worth it.

Eleonore Bechtelar

Customers choice location, so they could get coffee themselves.

Kaya Gerlach

The service team was very kind and helpful and did not try to push any sales.

Larry Rowe

Staff is super friendly and completed recall work quickly.

Maximus Herman

Best price around, awesome deals, great service.

Dora Stoltenberg

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes readers grapple with general information about payday loans.

Payday Loans in Lowell, Massachusetts

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Lowell, ma. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

23% small loan cap

How will Align Credit Union help take out a loan in Lowell, Massachusetts?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The deposit will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Lowell, ma will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

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