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Loan agency in North Reading, Massachusetts

35 Concord St, North Reading, MA 01864, USA
7 years in business
+1 (978) 664-1486
www.kiva.org

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Here you get acquainted with the reviews of our customers.

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Arnaldo Nikolaus

It was necessary to improve the credi score, because there is practically no chance of getting a cash advance at a favorable interest rate. As a result, I contacted Kiva. The score improved after several loans paid off.

Rosetta McCullough

A good payday lender. It quickly processed the application and credited the funds to my credit card.

Erica Klocko V

It was significant to improve the credit history, because there is practically no chance of getting a payday loan at a reasonable interest rate. As a result, I contacted Kiva. The history improved after several loans paid off.

Zackary Stiedemann

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Above-specified info offers the details about a certain lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in North Reading, Massachusetts

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is easy and fast to issue loans in North Reading, Massachusetts. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

23% small loan cap

How will Kiva help issue a loan in North Reading, Massachusetts?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in North Reading, ma will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in North Reading, Massachusetts

Fidelity Bank

129 Chestnut St, Needham, MA 02492, USA

+1 (781) 449-0770

www.fidelitybankonline.com

PLS Check Cashing Store

1284 Massachusetts Ave, Dorchester, MA 02125, USA

+1 (617) 282-2872

pls247.com

North Easton Savings Bank

25 W Main St, Norton, MA 02766, USA

+1 (508) 238-2007

www.northeastonsavingsbank.com

Metro Credit Union

475 Western Ave, Lynn, MA 01904, USA

+1 (877) 696-3876

metrocu.org

Align Credit Union

19 Haverhill Rd, Amesbury, MA 01913, USA

+1 (800) 942-9575

www.aligncu.com

Century Bank

428 Rantoul St, Beverly, MA 01915, USA

+1 (978) 921-2300

www.centurybank.com

St Mary's Credit Union

133 W Main St, Marlborough, MA 01752, USA

+1 (508) 490-8000

www.stmaryscu.org

Enterprise Bank

65 Main St, Leominster, MA 01453, USA

+1 (978) 596-2264

www.enterprisebanking.com

Enterprise Bank

290 Merrimack St, Lawrence, MA 01843, USA

+1 (978) 596-2281

www.enterprisebanking.com

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