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3.7 3 reviews

744 Williams St, Pittsfield, MA 01201, USA
+1 (413) 443-1313
cuotb.org
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

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Feedback about Credit Union of the Berkshires?

Here you get acquainted with the feedback of our clients.

I took out a loan when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One denied, the other issued at too high a percentage, but here it was approved as I wanted.

Justen Maggio

I got into one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Credit Union of the Berkshires in Pittsfield seemed to me the most efficient.

Lisa Schoen

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Pittsfield, Massachusetts

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Pittsfield, Massachusetts are issued easily. The interest percentage depends on the borrower's personal data: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

23% small loan cap

How will Credit Union of the Berkshires help take out a payday loan in Pittsfield, Massachusetts?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Pittsfield, ma will estimate other aspects like solvency and approve a loan. This is a way to improve your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Pittsfield, Massachusetts

Doable Finance

73 Danforth Rd, Tyngsborough, MA 01879, USA

+1 (703) 825-8606

doablefinance.com

Westfield Bank

141 Elm St, Westfield, MA 01085, USA

+1 (413) 568-1911

www.westfieldbank.com

Merrimack Valley Credit Union, formerly known as Ocean Spray Employee Federal Credit Union

75 Main St, Bridgewater, MA 02324, USA

+1 (888) 894-9144

mvcu.com

GFA Federal Credit Union

229 Parker St, Gardner, MA 01440, USA

+1 (978) 632-2542

gfafcu.com

St Mary's Credit Union

439 Main St, Hudson, MA 01749, USA

+1 (508) 490-8000

www.stmaryscu.org

Firestone Financial

117 Kendrick St #200, Needham, MA 02492, USA

+1 (800) 851-1001

www.firestonefinancial.com

Metro Credit Union

68 Main St, Peabody, MA 01960, USA

+1 (877) 696-3876

www.metrocu.org

Eastern Bank ATM

117 Main St, Falmouth, MA 02540, USA

+1 (800) 327-8376

www.easternbank.com

Haverhill Bank

137 Monument St, Haverhill, MA 01832, USA

+1 (978) 373-5000

www.haverhillbank.com

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