Welcome to Our Online Loan Referral Service


155 Maple St, Springfield, MA 01105, USA
7 years in business
Tuesday
9AM–9PM
Wednesday
9AM–9PM
Thursday
9AM–9PM
Friday
9AM–9PM
Saturday
9AM–9PM
Sunday
(Easter)
Closed
Monday
9AM–9PM

Feedback about Graham's Check Cashing?

Here you read the reviews of our customers.

I have a problem with paying off a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to contact Graham's Check Cashing. They really helped out.

Trycia Bergnaum

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to contact Graham's Check Cashing. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Dr. Karolann Kovacek DDS

I trusted Graham's Check Cashing when it was necessary to get a small loan. I submitted an application quickly. No issues.

Emilie Ondricka

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at reasonable rate, so far it has been returned on time, it can be either extended or paid off ahead of schedule.

Name Mraz

It was necessary to improve the credit rating, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I addressed Graham's Check Cashing. The history improved after several loans paid off.

Alexandrine Kunde III

I issued a cash advance when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One declined, the other offered too high a percentage, but here it was approved as I wanted.

Annamarie Reinger PhD

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.

Sherwood Yundt

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Springfield, Massachusetts

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Springfield, ma. They are issued at individual interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

23% small loan cap

How will Graham's Check Cashing help take out a loan in Springfield, Massachusetts?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Springfield, Massachusetts. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Springfield, Massachusetts

Sharon Credit Union

73 N Washington St, North Attleborough, MA 02760, USA

+1 (781) 784-7725

www.sharoncu.com

Middlesex Savings Bank

21 S Main St, Sherborn, MA 01770, USA

www.middlesexbank.com

St Mary's Credit Union

133 W Main St, Marlborough, MA 01752, USA

+1 (508) 490-8000

www.stmaryscu.org

The Village Bank

89 Wyman St, Waban, MA 02468, USA

+1 (617) 969-4300

www.village-bank.com

CFSC All Checks Cashed

9 Broadway, Lawrence, MA 01840, USA

+1 (978) 688-0003

locations.cfsc.com

Loan USA

52 Chandler St, Worcester, MA 01609, USA

+1 (508) 754-3600

www.loanusa.com

Align Credit Union

19 Haverhill Rd, Amesbury, MA 01913, USA

+1 (800) 942-9575

www.aligncu.com

Middlesex Savings Bank

186 Great Rd, Bedford, MA 01730, USA

+1 (781) 276-7864

www.middlesexbank.com

Berkshire Bank

1059 Main St, Holden, MA 01520, USA

+1 (508) 829-0093

www.berkshirebank.com

Top