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4.2 29 reviews
Loan agency in Springfield, Massachusetts

1216 Main St, Springfield, MA 01103, USA
+1 (413) 746-2274
www.loanusa.com
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–5:30PM
Hours might differ
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM

Domain Info

Created Date

1996-07-14

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

loanusa.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

What people think about Loan USA?

Below you get acquainted with some of the opinions of our clients.

The people that work there are trust worthy and very friendly.

Murray Runolfsdottir

Awesome experience, courteous and friendly staff despite the reviews.

Dr. Lizzie Bailey

Great Prices and selection !!!

Agnes Breitenberg

Important

Now you can review general features of payday loans.

Payday Loans in Springfield, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans in Springfield, Massachusetts is are simple to access. The interest rate is specific for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can save individuals who have low credit scores or have no credit history. But we remind you that as with any borrowing you should only consider applying for a cash advance if you are certain that you can make payments as agreed in the contract.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Springfield, Massachusetts

Leominster Credit Union

20 Adams St, Leominster, MA 01453, USA

+1 (978) 537-8021

leominstercu.com

North Shore Bank

248 Andover St, Peabody, MA 01960, USA

+1 (978) 532-4200

www.northshore-bank.com

GFA Federal Credit Union

229 Parker St, Gardner, MA 01440, USA

+1 (978) 632-2542

gfafcu.com

MIT Federal Credit Union - Student Center Branch

Stratton Student Center, 84 Massachusetts Ave #116, Cambridge, MA 02139, USA

+1 (855) 648-2848

www.mitfcu.org

Berkshire Bank

25 Worcester Rd, Webster, MA 01570, USA

+1 (508) 943-4408

www.berkshirebank.com

Middlesex Savings Bank

160 Littleton Rd, Westford, MA 01886, USA

+1 (978) 692-7990

www.middlesexbank.com

Align Credit Union

20 Cushing Ave, Haverhill, MA 01830, USA

+1 (800) 942-9575

www.aligncu.com

Enterprise Bank

255 Broadway, Methuen, MA 01844, USA

+1 (978) 596-2275

www.enterprisebanking.com

Liberty Bank

60 Crescent St, Brockton, MA 02301, USA

www.liberty-bank.com

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