Welcome to Our Online Loan Referral Service

4.6 13 reviews

835 Warwick Dr, Alma, MI 48801, USA
+1 (989) 463-1247
www.gracofcu.org
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
10AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–7PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

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Feedback about Graco Federal Credit Union?

Here you read the feedback of our clients.

I do love this credit union but they are a bit picky on who gets a loan

Alivia Mills

After today I think we will check out another credit union. We have 2 loans through them that we will finish out the loan time and then switch.

Dr. Jazmyn Tillman Sr.

I cant say enough about the Graco Federal Credit Union Staff.

Judd Smith

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes people get acquainted general information about payday loans.

Payday Loans in Alma, New York

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Alma, New York is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

25% small loan cap

How will Graco Federal Credit Union help take out a loan in Alma, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to review the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by payday lenders to take out a cash advance. The lender process many aspects such as financial capabilities to approve the application. Cash advance in Alma, New York may help level up your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Alma, Michigan

United Financial Credit Union

4685 State St, Saginaw, MI 48603, USA

+1 (989) 777-3620

www.unitedfinancialcu.org

Check `n Go

325 S Telegraph Rd, Monroe, MI 48161, USA

+1 (734) 241-3994

locations.checkngo.com

GreenStone Farm Credit Services

1075 N Mission St, Mt Pleasant, MI 48858, USA

+1 (989) 773-5175

www.greenstonefcs.com

Bay Port State Bank

9840 Main St, Bay Port, MI 48720, USA

+1 (989) 656-2231

www.bayportstatebank.com

Mr Bucks Check Cashing

1024 Ecorse Rd, Ypsilanti, MI 48198, USA

ATM (Citizens Bank)

3061 Bay Rd, Saginaw, MI 48603, USA

www.citizensbank.com

Advance America

27256 Eureka Rd, Taylor, MI 48180, USA

+1 (734) 955-9503

www.advanceamerica.net

Community West Credit Union

3089 44th St SW, Grandville, MI 49418, USA

+1 (616) 261-5657

www.communitywestcu.org

Michigan First Credit Union (Inside Kroger)

1905 N Canton Center Rd, Canton, MI 48187, USA

+1 (800) 664-3828

michiganfirst.com

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