Welcome to Our Online Loan Referral Service

4.4 9 reviews
Loan agency in Alpena County, Michigan

2207 US-23, Alpena, MI 49707, USA
+1 (989) 354-6032

Feedback about Instant Cash Advance?

Here you see the feedback of our clients.

Great place and great people

Leatha Spencer

The girls both work hard especially on payday morning Love them both in Alpena

Kelvin Hettinger

Everytime I walk in they act like I'm bothering them.

Irving Sawayn Jr.

Pay Attention

Lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Alpena, Michigan

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is simple and quick to take out payday loans in Alpena, Michigan. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.


369% APR*

Max Loan


Min Term

Not Specified

Max Term

31 days

How will Instant Cash Advance help issue a loan in Alpena, Michigan?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued day and night. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Alpena, Michigan. The company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Alpena, Michigan

Oxford Bank (Lake Orion Branch)

1115 S Lapeer Rd, Lake Orion, MI 48360, USA

+1 (248) 693-6261


Walmart Money Center

8350 Shaver Rd, Portage, MI 49024, USA

+1 (269) 323-2460


GreenStone Farm Credit Services

1801 N Lincoln Rd, Escanaba, MI 49829, USA

+1 (906) 786-4487


Edward Jones - Financial Advisor: Jim Zawacki

127 Herrick Park Dr, Tecumseh, MI 49286, USA

+1 (517) 423-3292


ATM- Huntington National Bank

255 E 2nd St, Rochester, MI 48307, USA

+1 (248) 651-5460


Edward Jones - Financial Advisor: Douglas H Moeggenborg, AAMS®

115 S Chapman St, Chesaning, MI 48616, USA

+1 (989) 845-7210


Fifth Third Bank & ATM

5653 Gull Rd, Kalamazoo, MI 49048, USA

+1 (269) 337-6913


Loan Moz

29116 Marshall St #5838, Southfield, MI 48076, USA

+1 (877) 404-3600


Fifth Third Bank & ATM

37687 W Red Arrow Hwy, Paw Paw, MI 49079, USA

+1 (269) 657-6061