Welcome to Our Online Loan Referral Service

4.4 9 reviews
Loan agency in Alpena County, Michigan

2207 US-23, Alpena, MI 49707, USA
+1 (989) 354-6032
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–1PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Feedback about Instant Cash Advance?

Here you see the feedback of our clients.

Great place and great people

Leatha Spencer

The girls both work hard especially on payday morning Love them both in Alpena

Kelvin Hettinger

Everytime I walk in they act like I'm bothering them.

Irving Sawayn Jr.

Pay Attention

Lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Alpena, Michigan

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is simple and quick to take out payday loans in Alpena, Michigan. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Instant Cash Advance help issue a loan in Alpena, Michigan?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued day and night. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Alpena, Michigan. The company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Alpena, Michigan

A Check Cashing Store & More

405 N Clippert St, Lansing, MI 48912, USA

+1 (517) 337-6060

acheckcashingstore.com

Cash Advance

28641 Southfield Rd, Lathrup Village, MI 48076, USA

Check and Cash

2006 Ashmun St, Sault Ste. Marie, MI 49783, USA

+1 (906) 253-7000

www.checkandcashmi.com

Charlevoix State Bank

111 State St, Charlevoix, MI 49720, USA

+1 (231) 547-4411

www.charlevoixstatebank.com

PNC Bank ATM

1 N Howard Ave, Croswell, MI 48422, USA

+1 (888) 762-2265

www.pnc.com

Edward Jones - Financial Advisor: Katherine L Lafferty

1274 N State Rd, Ionia, MI 48846, USA

+1 (616) 523-6845

www.edwardjones.com

Huntington Bank

595 N Pine Rd, Bay City, MI 48708, USA

+1 (989) 316-7011

www.huntington.com

Check `n Go

373 N Willowbrook Rd Suite V, Coldwater, MI 49036, USA

+1 (517) 278-9210

locations.checkngo.com

Advance America

3192 Commerce Lane Ste C-2, Ionia, MI 48846, USA

+1 (616) 522-1618

www.advanceamerica.net

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