Chemical Bank Payday Loans Review

3.8 6 reviews

Organization owner?

833 N Van Dyke Rd, Bad Axe, MI 48413, USA

+1 (989) 269-9211

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–6PM

Saturday

8:30AM–12PM

Feedback about Chemical Bank?

Here you grapple with the reviews of our clients.

The manager is very well known and helps out any way she can.

Arthur Flatley

The ladies there are super friendly and helpful.

Jayson DuBuque

Pay Attention

Above there are details about a certain lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Bad Axe, Michigan

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Hassle-free financial products are known as payday loans in Bad Axe, mi. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Chemical Bank help issue a payday loan in Bad Axe, Michigan?

Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with customer data. It will take several minutes to process the form. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Bad Axe, Michigan. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.