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5 3 reviews

5350 Beckley Rd, Battle Creek, MI 49015, USA
+1 (269) 979-8822

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4243C Dundas St. W., Suite 405, Etobicoke, ON, M8X 1Y3, Canada

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MyPrivacy.net Ltd.

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Feedback about Southern Michigan Bank & Trust?

Here you read the feedback of our clients.

The bank staff is super nice and always remembers my family when we walk in.

Mrs. Esta Doyle I

Very nice people wouldn't go anywhere elts

Dr. Marilie Ortiz

Always a smiling face very helpful staff excellent service.

Garnet McCullough III

When they were switching over, my husband wanted to change Credit Unions.

Rosamond Collins

Huntington offers more and has 10/10 for customer service.

Prof. Elena Hayes DDS

Great service and attention to detail!

Allan Okuneva

Would definitely choose to work with him again!

Rhiannon Gleason

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Battle Creek, Michigan

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

It is easy and fast to issue payday loans in Battle Creek, Michigan. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.


369% APR*

Max Loan


Min Term

Not Specified

Max Term

31 days

How will Southern Michigan Bank & Trust help issue a payday loan in Battle Creek, Michigan?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to take out a cash advance. The lender review many aspects such as financial capabilities to approve the form. Payday loans in Battle Creek, Michigan may help improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Battle Creek, Michigan

PNC Bank

5215 Wilson Ave SW, Wyoming, MI 49418, USA

+1 (616) 531-2533


Advance America

5914 Middlebelt Rd, Garden City, MI 48135, USA

+1 (734) 524-1321


Allied Cash Advance

5210 S Cedar St, Lansing, MI 48911, USA

+1 (517) 394-8275


Fifth Third Bank & ATM

5117 W Saginaw Hwy, Lansing, MI 48917, USA

+1 (517) 323-7676


Michigan Pawn Brokers

933 Robbins Rd, Grand Haven, MI 49417, USA

+1 (616) 414-7694

1st Source Bank

306 E Main St, Niles, MI 49120, USA

+1 (269) 684-1283


Fifth Third Bank & ATM

22990 Hall Rd, Woodhaven, MI 48183, USA

+1 (734) 671-2528



33471 Ford Rd, Garden City, MI 48135, USA

+1 (734) 525-3963

Fifth Third Bank & ATM

453 S Monroe St, Monroe, MI 48161, USA

+1 (734) 241-5300