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5 24 reviews
Loan agency in Bay City, Michigan

3970 Wilder Rd # C, Bay City, MI 48706, USA
+1 (989) 667-5740
www.advanceamerica.net
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the feedback of our customers.

Friendly, courteous service. If you need a payday loan this is the place!

Bertrand Little Sr.

Several times I’ve needed a payday loan, that was quick and convenient. This is the place! Friendly staff and they even stayed open a bit later for me, one day when I was …

Miss Alexa Prosacco

Staff super friendly, knows the best options.

Nick Willms

I will be telling my friends what a great place and experience this was.

Dr. Antonio Leuschke Sr.

They are a little high priced for a straight forward simple tax filing.

Gillian Ryan

They are very friendly and professional in their work.

Frederique Considine

Very nice place, good variety, descent pricing

Diana Graham

The people who work there are very pleasant and make you feel welcome.

Montana Zieme

Great furniture selection and they offer no credit needed financing!

Estrella Romaguera

Pay Attention

Lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Bay City, Michigan

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Bay City, mi. They are issued at individual interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a loan in Bay City, Michigan?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Bay City, mi will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Bay City, Michigan

Independent Bank

29 Church St, Saranac, MI 48881, USA

+1 (616) 642-9406

www.independentbank.com

Mercantile Bank of Michigan

8851 34 Rd, Cadillac, MI 49601, USA

+1 (231) 779-8954

www.mercbank.com

United Financial Credit Union

1720 W Brady Rd, Chesaning, MI 48616, USA

+1 (989) 777-3620

www.unitedfinancialcu.org

Consumers Credit Union

1511 W Centre Ave, Portage, MI 49024, USA

+1 (800) 991-2221

www.consumerscu.org

Michigan Title Loans

1001 McVey St, Mt Pleasant, MI 48858, USA

+1 (989) 263-4489

Mercantile Bank of Michigan

7300 N Alger Rd, Alma, MI 48801, USA

+1 (989) 463-3134

www.mercbank.com

Exchange State Bank

520 Sanilac Rd, Sandusky, MI 48471, USA

+1 (810) 648-4076

www.exchangestatebank.com

Huntington Bank

105 W Middle St, Williamston, MI 48895, USA

+1 (517) 655-4371

www.huntington.com

Allied Cash Advance

5210 S Cedar St, Lansing, MI 48911, USA

+1 (517) 394-8275

locations.alliedcash.com

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